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About me - Maxwell Payne

I'm a freelance writer and as you can see my pen name is Maxwell Payne, which some of you may see as a play on a name of a popular video game character, but I assure you that it was chosen for reasons which may never be known. I write a variety of articles

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Entertainment > TV Genres & Trends Assessing the trend of celebrity reality TV series
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Will the trend of celebrity reality TV series ever end? Celebreality is not only a way for has-beens and low talent celebrities to get back in the spotlight, it is spawning a whole new generation of fake celebrities started by the likes of Paris Hilton and Nicole Ritchie both whom lack any real talent. This is currently a tr... More..

Education > Secondary School (Other) Should school districts provide cash rewards for high grades and test scores?Smallicon
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Should good grades be rewarded with cash rewards and prizes? Perhaps the people who came up with this concept of cash rewards for high grades and test scores took a look at today's corporate world where many managers and executives are paid bonuses for making other people work harder. I'm not so sure it works well and ethica... More..

Food & Drink > Dining Etiquette How to pretend you're enjoying your meal when you aren't
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It can be tricky when you are over someone's house who has prepared a big meal and after the first bite you realize that you can barely stand the taste of the food. You don't want to be rude, hurt feelings, or come across as ungrateful but how do you pretend to like a meal that just isn't appealing to your taste? You can pre... More..

Computers & Technology > Business & Office Software How to enhance your presentations with Microsoft PowerPoint
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How to use Microsoft Powerpoint with your presentations. Using Microsoft Powerpoint during your presentations can be a great aid to your presentation. When used properly, Powerpoint can truly enhance any presentation whether it be for a boardroom or a classroom. The problem is that many people use Powerpoint in an ineffectiv... More..

Arts & Humanities > Museums & Galleries (Other) Museum etiquette: How to behave when visiting an art museum
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Visiting a museum can be an educational and entertaining experience. With such a wide variety of art museums open to the public, there is something for everyone when it comes to art museums. Whether you visit art museums regularly or are planning your first trip to a museum; it is important to behave properly when at an art ... More..

Personal Finance > Managing Debt Why debt consolidation doesn't work
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Reasons why debt consolidation does not usually work. I'll be clear to start out. Debt consolidation does not work well for the majority of people and their debt. Debt consolidation as it applies to this article does not include federal student loan debt consolidation which is generally a good move if possible for students r... More..

Computers & Technology > Peripherals & Accessories Tips for buying PC speakers
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What to know when buying computer speakers. We use our computers these days for more then basic web surfing and typing. Many people watch movies, play video games, and listen to music on their computers. Audio cards and speaker systems for computers have become more sophisticated and offer better audio quality then built in ... More..

Computers & Technology > Identity Theft & Internet Scams Should you get identity theft insurance or credit monitoring services?
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With all the talk in the media about identity theft and credit card fraud, many companies are selling identity theft insurance and credit monitoring services. But are these 'services' worth your hard earned money? Maybe people just assume that identity theft insurance will protect them and that credit monitoring services wil... More..

Personal Finance > Managing Debt How to calculate your debt-to-income ratio
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Money is honestly what makes the world go around in our daily lives. If you have it you can live well, if you don't; well then you may struggle and seek ways to make more. With that said one of the most critical, and yet very simply, formulas that every person should know is that of the debt-to-income ratio. This simple form... More..

Personal Finance > Personal Loans The total cost of borrowing money
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Borrowing money or taking out that loan may cost more than you think. When people borrow money or take out a loan, whether it be a personal loan, student loan, or car loan they often overlook the total cost of borrowing money. Most of the time we only consider interest in terms of the cost of borrowing money. With a loan you... More..

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