Articles written by Joseph Hazelbaker - Page 5

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About me - Joseph Hazelbaker

Joe Hazelbaker is an attorney licensed to practice in the State of Ohio and a small sporting goods retail business owner. He lives in Southeastern Ohio with his daughter.

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Sports & Recreation > Hiking & Backpacking Essential gear for mountain climbing: 1 of 5
Whether you are trad or sport climbing in the warmer weather or mountaineering in frigid climes, you need special gear for your mountain climbing pursuits. At www.wildmercantile.com, we specialize in climbing gear and instruction. Based on our experience getting hundreds of climbers geared up, I've prepared the following prim... More..
Personal Finance > Banking Basics A guide to negotiating with the bank: 1 of 5
One of the many cliches my father has hammered into me over the years is that "everything is negotiable." Of course, his other mantra was "if you don't mind, it don't matter". The former turned out to be sage advice; the latter, not so much.You can and should negotiate with your bank Traditional banks are facing stiffer compe... More..
Home & Garden > Cleaning Products The effect household cleaning chemicals have on the environment: 1 of 5
The notion that when we clean our homes we make that environment dirtier is not a pleasant one. Can it be true? If it is, what can be done to lessen our impact? These and other issues are addressed in this article.IS CLEANING REALLY DIRTY?2-butoxyethanol, ethylene glycol butyl ether, 1,4 dichlorobenzene, ethoxylated nonyl phe... More..
Personal Finance > Credit Cards How to use your credit cards to establish credit: 1 of 5
Credit cards can be used to build your credit history, even if you've never had credit before. You can establish credit with credit cards in three ways: 1) getting a "secured" credit card from a reputable issuer; 2) having someone with established credit cosign a credit card agreement; and 3) seek out a bank that will issue a... More..
Personal Finance > Marine & Travel Insurance Insurance for the American traveler: 1 of 5
The world is a dangerous place. And the insurance that covers you at home, probably does not fully cover you abroad. Of course, these days you can insure anything, anywhere, anytime. That includes you and/or your family for your overseas travel.Your current medical/health/property insurance coverage probably doesn't completel... More..
Education > Homeschooling Assessing the role of the Home School Legal Defense Association (HSLDA): 1 of 5
States may no longer prohibit homeschooling, but efforts to strengthen and promote homeschooling remain of vital importance. As long as that is the case, the HSLDA will continue to be an important ally of legitimate parent homeschooling efforts. The Home School Legal Defense Association (HSLDA) was created in 1983 during a pe... More..
Law & Legal Information > Lawyers & Legal Advice When you have a right to a hearing: 1 of 5
In the United States, you are entitled to a hearing when a governmental entity threatens to take away personal property (e.g. money) or a personal right (e.g. your freedom). The more severe the action being taken, the more safeguards that will exist to ensure that the action is fair. A formal hearing is a primary means of ens... More..
Entertainment > TV Show Reviews TV show reviews: Deadwood: 1 of 5
I either lack the intelligence or the pretension to be a true T.V. critic; I don't know which. For me, it's not about character development or fidelity to genres. It's way more black and white. I either like it or I don't. And I really liked Deadwood.The award-winning show was an original HBO series and has received critical ... More..
Sports & Recreation > Training & Equipment Why baseball pitchers need a rosin bag: 1 of 5
For baseball fans, one of the more memorable controversies of this past World Series was over the mysterious substance on the hand of Tiger's pitcher Kenny Rogers. The explanation was that it was rosin. But, what is rosin? Why is it used? And why, when putting foreign substances on a ball is a death sentence in the MLB, would... More..
Politics, News & Issues > Sports Archives NCAA 2007: How much of an effect will freshman phenom's Greg Oden and Kevin Durant have on the tournament?: 1 of 5
Ohio State and Texas made the NCAA Men's Basketball Tournament due, in no small part, to the play of their freshman stars Greg Oden and Kevin Durant. With Texas making an untimely exit from the tournament in the second round, Kevn Durant's play will, obviously, have a lesser impact. It may even cost him Freshman of the Year h... More..