Articles written by Mara Yoresh

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About me - Mara Yoresh

Mara Yoresh is co-author of "Playing the System- The Consumer's Guide to Credit Repair" (available from Amazon.com) and Founder of MD Corp, a consumer advocate organization dedicated to credit repair and financial advisement for consumers.

Articles by Mara

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Entertainment > Musicians & Bands The scariest song I ever heard, and why I love it: 1 of 27
Some of the most peculiar and most fascinating songs in existence are children's songs. Take, for example, "Ring Around the Rosie":Ring around the RosieA pocket full of posiesAshes, ashesWe all fall down!"Ring Around the Rosie" is a folksy tune with a simple melody, meant to be sung while spinning in a circle and eventually f... More..
Jobs & Careers > Office Politics Call-in-sick dos and don'ts: 2 of 47
*PLEASE NOTE: This article was written with the author's tongue firmly planted in-cheek. Though the article may not add value to the topic in a literal sense, sometimes making a reader smile or laugh can have the highest value of all.*This article is written on the assumption that you are *not* really sick when you call in si... More..
Personal Finance > Managing Debt What traditional debt counselors don't want you to know: 1 of 7
One of the big secrets that "traditional" debt counselors don't want you to know is that most of them are not really debt counselors at all- they are just a form of debt consolidation service. A real debt counselor is approved by the United States Trustee Program and usually works with businesses or people who are considering... More..
Relationships & Family > Cheating Spouses & Affairs Adultery: Affairs are a "forgivable sin": 15 of 83
Unfortunately, most people are not secure enough to truly forgive a partner who has had an affair. I have seen this scenario over and over again- one person in a relationship suffers a momentary lapse in judgment that results in his or her being intimate with someone other than their partner. The partner finds out about the i... More..
Personal Finance > Managing Credit How to understand the components of a credit report: 1 of 4
So you're finally in a position to repair your credit. You've obtained a copy of your credit report... and realized you have no idea what you're looking at. How are you supposed to repair your credit if you can't even figure out what your credit report says?Your "credit report" is created by businesses or lenders with which y... More..
Relationships & Family > Romance & Sexuality A study says students with higher IQs are less likely to be sexually active: 17 of 53
It is interesting that in the United States, whenever an article or some other source claims that "a study says..." everyone gets all in a tizzy without even stopping to wonder *which* study or question important factors such as who sponsored the study, who ran it, whether it was blind or double-blind, what sizing criteria wa... More..
Society & Lifestyle > Personal Morals & Values Who are you to judge others?: 54 of 152
I was moved to write this article by reading the work of another Helium writer. The gentleman who wrote the article I read is certainly entitled to his opinion but I cannot help but wonder if he has any friends.That last statement was a judgment. On the basis of *one* article that I happened not to like, I formed an opinion a... More..
Personal Finance > Budgets & Saving How to set up a budget: 29 of 72
Whether you are having trouble making ends meet or trying to save money for a major purchase, the establishment of a personal budget can be accomplished in four easy steps:1. Define your budget needs2. Determine your expenses3. Assess your income4. Plan accordinglyNote: Budgets are most easily computed based on monthly expens... More..
Personal Finance > Managing Debt Good debt vs. bad debt: Is there such a thing?: 12 of 29
The definitions of good debt and bad debt can differ depending on who you ask.For example- bankers and other financial advisers define good debt as any debt that produces an income or cash flow and bad debt as any debt that reduces income or cash flow. So, under this definition the purchase of an apartment building would be c... More..
Personal Finance > Managing Credit DIY credit score management: 7 of 15
The Myth of Credit Repair- Part 2Vantage(R)Scores- more confusion in an already confusing system.Since about 2004, consumers have been hearing about a new credit scoring system that is going to take the place of Fair Isaac's FICO(R) score. The new system, called the Vantage(R) score, is supposed to "provide lenders with a con... More..