Articles written by David Moreland

What is Helium

About me - David Moreland

I'm a retired project manager. Part of my job over 30+ years has been to analyze and make good decisions, so I'm continuing to use those skills, just applying them to my own interests.

I hike, I travel, I garden, I invest, I write about what I love. You can

+ more bio information

RSS Feed

Politics, News & Issues > Energy Issues Can power be produced from pet feces?: 2 of 14
Is it possible to produce power from pet feces? Not only is it possible, but there are several different, well understood processes for doing it, as with almost any other organic material. Among the most common:1. Anaerobic digestion. This involves allowing the material to be digested by bacteria in the absence of air. This p... More..
Personal Finance > Stock Market Profiting from current stock market turmoil: 2 of 9
Take advantage of volatility by using my "Dollar Cost Averaging on Steroids" system.If you are in the market, or watch the markets, you'll know that the past few weeks have been more volatile than we've come to expect over the last few years. This leads many to believe that the volatility is unusual. In fact, the opposite is ... More..
Personal Finance > Retirement How to prepare for retirement: 10 of 42
Having made it to a happy retirement, I think I may have some insight which will help others get there. Even during my working days, colleagues frequently asked me about investments and other personal finance issues and I enjoyed the discussions. So, I embark on a blog to help those who are interested in planning for retireme... More..
Politics, News & Issues > Environmental Awareness How eating red meat affects the environment: 4 of 16
If you believe greenhouse gases are leading to global warming, as many scientists do, production of red meat is a major contributor. At first glance you might think cattle and other ruminants like sheep and goats have little or no effect on global warming, but they contribute is several ways.First, growing of food for ruminan... More..
Personal Finance > Investing Basics How can the casual investor beat the market: 6 of 22
Beating the market is easy. The problem is that most investors go at it the wrong way! It is almost impossible to pick a series of individual investments that beats the market, since you would have to do a better job of picking those investments than the average investor, which includes a lot of pros who spend more time and h... More..
Personal Finance > Financial Planning The effect of debt on long-term goals: 2 of 5
The overwhelming response to my blogs about investment and retirement planning is "How can I even think about investing and planning for retirement when I am in debt up to my ears?" This highlights one of the major hurdles most people have on their way to financial security, so let's explore the issue a bit further.Debt can b... More..
Politics, News & Issues > Environmental Awareness Junk mail and its effects on the environment: 7 of 17
You know the feeling...open your mailbox and it is stuffed. You remove a double handful of mail and sort it. Let's see what you have:1. Credit card applications stuffed with pages of material designed to convince you that you need another credit card.2. Coupons for hundreds of items you don't need.3. A CD or two designed to s... More..
Politics, News & Issues > Environmental Awareness Reasons to add chlorine to water: 3 of 7
Pure, clean, safe water for drinking, cleaning and other uses is one of the most overlooked benefits of living in modern civilization. That benefit is largely a result of chlorine.The water in our lakes and streams is full of dangerous bacteria, viruses, cysts, parasites and pathogens which cause a wide range of diseases and ... More..
Politics, News & Issues > Energy Issues Comparing fossil fuels and alternative fuels: 8 of 16
What are the most viable alternatives? That is not such an easy question to answer.First, what are not viable alternative energy sources? Hydrogen! I know you've all heard the hype. Hydrogen is the most plentiful element on earth. The only exhaust from its burning or conversion in a fuel cell is water. Both quite true, but ve... More..
Personal Finance > Financial Planning Financial success: Discover the keys to true wealth: 10 of 19
The keys to finding financial success are basic and nearly foolproof:1. Prepare for a life of work and productivity. Prepare emotionally by finding an arena that challenges and interests you. Find something you enjoy and you'll throw yourself into it with greater energy and enthusiasm. Prepare mentally by learning what you ne... More..