Articles written by Dancing Queen in Personal Finance

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About me - Dancing Queen

I've loved dancing all my life, in any style to any music, both as a performer and spectator. But I've always enjoyed writing, too.

Helium was my introduction to writing online, but these days I've found more lucrative online writing opportunities. The "Article

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Personal Finance > Retirement The road to early retirement: 3 of 15
By the time most of us start hankering for early retirement, it's too late to tell us we should have started investing in our 30's! Too often, we find ourselves hurtling towards the big five-oh - or even 55 - before we think seriously about it. However, that doesn't mean the goal of early retirement is out of reach. Realisti... More..
Personal Finance > Retirement Realistically determining how much you'll spend in retirement: 3 of 13
Approaching retirement, we all wish we had a crystal ball. How easy planning would be if we knew how long we were going to live, and how much prices were going to go up! Because of those unknowns, fear often keeps us working longer than we need to. No one can wave a magic wand and turn the unknowns into certainties, but you ... More..
Personal Finance > Budgets & Saving Basic family budget tips: 8 of 28
You've heard the advice - if you want to manage your money better, you must budget. But writing it all down is easier said than done, isn't it? Don't despair! Just because you can't write down your whole budget, doesn't mean you can't manage your money. In fact, there's a good chance you'll find it easier to tackle each area... More..
Personal Finance > Retirement What to do if you don't want to retire: 11 of 28
Many present-day sixty-somethings feel too young to retire. If that's you, there are several options open to you. The most obvious option, if you are happy with your present job, is to keep doing it. If you want to ease back a little, approach your boss and see if he would allow you to work part-time. You may be assuming tha... More..
Personal Finance > Financial Planning Paying your bills: Organization tips: 10 of 23
Paying your bills on time can be a real headache if your funds are limited. But streamlining the process can be quite simple, if you go about it the right way. The very best way to ensure you keep enough money aside to pay bills, is to set it aside before you even see it! It's human nature that the more we have in our bank a... More..
Personal Finance > Smart Spending Tips for saving the most on groceries: 23 of 39
Supermarkets have made a science out of luring us into buying stuff we don't need. Be aware of their tactics, and you'll be more able to resist them. First of all, they've made trolleys bigger - so our groceries look dwarfed by comparison - to make us think we haven't bought enough. Many supermarkets have a fresh bread secti... More..
Personal Finance > Managing Credit How to protect yourself from falling victim to identity theft: 20 of 28
The first thing to remember is that identity theft is not just about taking care of your bank statements or financial information. To steal your identity, all an identity thief needs is your name, address and date of birth. From those 3 simple facts, the identity thief can find out a lot more about you. For instance, your mo... More..
Personal Finance > Spending & Saving (Other) How to give to charity without spending anything: 11 of 15
The easiest way to give to charity for free is to donate your time. Perhaps you could help out at a soup kitchen, or a charity shop, on a regular basis. Or volunteer to sell flags or pins on a charity fund-raising day. In many neighbourhoods, there are recycling schemes which benefit charity. You should be recycling anyway, ... More..
Personal Finance > Retirement Retirement: Baby boomer style: 6 of 8
Baby boomers look and feel much younger than their parents' generation at the same age. They're by no means "worn out" in their fifties and sixties, or even beyond. They don't view old age as a waiting room for the next life, they see it as an opportunity to get out and do all the things they didn't have time to do when they... More..
Personal Finance > Retirement Early retirement planning tips: 22 of 28
If you aim to retire early, it's never too early to start planning! Unfortunately for most of us, the very thought of retirement doesn't enter our heads until we're hurtling towards it. By that time, if luck or hard work hasn't provided us with the wherewithal, early retirement may remain no more than a dream. BUT don't give... More..