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About me - Luisa

I'm a real estate agent, independent life insurance agent, and credit analyst in the DFW area of Texas. I'm willing to help anyone who wants to help themselves.

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Personal Finance > Managing Credit How to get rid of inaccurate items on your credit report
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In September of 2005 the United States Public Interest Research Group reported that over 80% of Americans have inaccurate, negative items reported on their credit reports. This costs consumers millions of extra dollars in increased interest rates each year.That means that 80 out of every 100 Americans have inaccuracies and/or... More..

Creative Writing > Poetry Poetry: I belong to you
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The end of tomorrowYou touched me... numb, my mindNothing else seemed to have substanceTotally captivated in the momentLetting go of everything that I otherwise cherishAnd my heart, then, suspended in elationIncapable of breathingNever wanting a conclusionTo feel your arms around me for eternityWe, then, were timelessAs you c... More..

Style & Beauty > Clothing Sizes & Fit Are there stores that have nice clothes for a teenage girl plus-sized?
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A lot of us plus sized girls get frustrated thinking that there aren't any stores out there that offer stylish clothes in our sizes but if you use a little determination; you can find cute, hip clothes in your size.I have worn sizes 14 through 20 and here are places that have clothes in your size:1) Fashion Bug- if you have t... More..

Health & Fitness > Medical Concerns & Issues Hidradenitis (HS): Causes and treatments
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Hidradenitis Suppurativa, HS, (acne inversa) is a horribly painful disease and like other types of acne, has no cure. There are 3 stages of hidradenitis and while it is true that if you are in stage one antibiotics may alleviate your symptoms; in stages 2 and 3 sufferers of this disease find that their bodies don't typically ... More..

Style & Beauty > Acne & Blemish Best cures for acne
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Let me start out by bluntly saying there is no cure for acne. There are solutions for the symptoms but no actual cure. Acne is embarrassing and debilitating but there things you can do to lessen the symptoms help improve the appearance of your skin. Let me cut to the chase and list the things anyone with acne needs to do, esp... More..

Personal Finance > Life Insurance Do all life insurance companies require a physical exam?
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Medical exams for life insurance are not required by all companies, for all products. Some life insurance companies will offer a quick issue policy that does not require a medical exam however; by doing this, in most cases, you are taking insurance at a standard rate, which quite possibly would be more than you would pay if y... More..

Creative Writing > Poetry Poetry: Separation
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One DayWhat could change they way we areWhat could change the way we will beTwo shallow spirits searching for meaningPushing aimlessly through all of the nothingChance encounters surge mesmeric forceChance becomes habitual with little recourseGrief stricken moments at last embraceNever knowing the complete finalityShould I m... More..

Personal Finance > Life Insurance Pros and cons of buying life insurance for your child
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First you need to determine how much money you have to work with. If you have a decent sized amount to put toward your child's future necessities every month; it would probably be best for you to only have a small term policy for your child in the event of an untimely death. I recommend that two income families have at least ... More..

Creative Writing > Poetry Poetry: Lies
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Twisted Vertical-Holding on for so longWaiting for the spillFantasized in bundled sticksTumbling down our hillPicked back up and realignedNo room for mistakesApologies are left behindForgotten instantaneouslyThe lies spewing from the mouthsOf the innocent abusedShroud the power of healingReverting to the pastFighting off so d... More..

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