: About Me

I'm a real estate agent, independent life insurance agent, and credit analyst in the DFW area of Texas. I'm willing to help anyone who wants to help themselves.

My passion is ...

finance

I know too much about ...

insurance, credit, real estate, and cosmetics

My parents always told me ...

don't trust anyone

My childhood ambition ...

was to be a corporate attorney

My favorite memory ...

walking on the boardwalk at the shore

Why I write ...

is to help others and sometimes to release aggression

My first job ...

was in sales

My inspiration ...

are my children and financial freedom

Personal Finance > Life Insurance Pros and cons of buying life insurance for your child

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First you need to determine how much money you have to work with. If you have a decent sized amount to put toward your child's future necessities every month; it would probably be best for you to only have a small term policy for your child in the event of an untimely death. I recommend that two income families have at least a $10,000 term policy for each child and one income families have at least $15,000. These types of policies are typically very inexpensive and can often be added as riders to your own term policy. Any extra funds you would have after paying for the small term policy co...

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