Ethical behavior does not change simply because you conduct your business online as opposed to in person. Ethical behavior is still essential in order to preserve your reputation and business profits. Although is may be true that unethical behavior will cause you to acquire a quick profit, because your reputation will be des... More..
Aptitude is defined as "capability; ability; innate or acquired capacity for something; talent." Another definition for aptitude is "readiness or quickness in learning; intelligence." Now that you know the definition of aptitude, the question becomes, "how does your attitude affect your aptitude?" Think about this question i... More..
Being able to communicate well is vitally important to your success in business and in life. Many business relationships begin through a "cold call" or some other impromptu conversation. As such, a first impression is everything. You do not want to stumble through your first conversation with the potential client, business p... More..
The biggest mistake that people make when they first obtain credit is that they get any credit card that they can find. No consideration is given about interest rate, credit limit, payment terms, or fees. As such, people sometimes get a credit card with a lot of rewards but with enough fees to make the credit card a money dr... More..
If you are a business manager or if you are in another leadership or executive role, there may come a time when an employee will ask you for a reference. Usually, unless you have developed some kind of rapport with the employee, he/she will not ask you for a reference. However, regardless of the situation in which it arises,... More..
When people here the word "student" they automatically picture some 18 or 19 year old kid with no life experience and no financial education. However, this assumption is not always true. In fact, there are many students who are intelligent, responsible adults that are well versed about financial affairs and many other econom... More..
A high credit limit can be a great thing. First of all, it gives you more flexibility for purchases. Second, it gives you a lot of spending power. Last, it can increase you credit score because you debt to available credit ratio will be smaller. However, there are also some negatives that come along with a high credit limit.... More..
First, let me start by saying that I understand the argument that globalization hurts American workers. Globalization is defined as "growth to a global or worldwide scale." Therefore, when some companies expand on a global scale they build new factories or new plants or new offices in another country. As such, instead of Ame... More..
When you first get a credit card, there is a signature strip along the back of the card. Most of the time, the credit card company from which you received your card will instruct you to sign your card immediately. I do not really believe that signing the back of a credit card adds any extra security. First of all, unless you... More..
Financial planning can be broken up into three major categories: (1) the past; (2) the present; and (3) the future. If you create a financial plan around these three time-frames/categories, you will be able to create an effective financial plan that yields great results. Keep in mind that some categories will require more pl... More..
Marco Angioni II
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