: About Me

I am a husband and father of two. My girls and work keep me quite busy as you might imagine. We have a great time together and I thoroughly enjoy my family life. We live in Northern Ohio and try to take full advantage of the activities this area of the country offers. You know - snow, clouds, more snow, rain! Hey, at least we don't have hurricanes, earthquakes or fires!

I have worked in auto insurance claims for the past 10 years and have found that  my writing here on Helium has improved my communication at work.

I am an avid runner, occasional swimmer and infrequent biker. Our family tries to lead an active healthy lifestyle, so I find myself writing about these things quite a bit. I also enjoy backpacking, so you may see an article or tow from me on the subject.

Thanks for stopping by!

My passion is ...

All my girls which include: My wife, My 5 year old daughter and her 2 year old sister

I know too much about ...

potential and experienced running injuries. Ouch.

My childhood ambition ...

I wanted to fly

Why I write ...

It's fun! Here on Helium, it has also become addicitve. I am also finding that writing for pleasure is making me a more persuasive and effective communicator at work. Writing makes me think a little more than I normally would. Also, it is soooo much better than watching American Idol or Dancing with the Stars

What I am reading/watching/listening to ...

Cleveland Plain Dealer, Backpacker, Under the Dome

My first job ...

washing dishes

My best moment ...

birth of my children

My inspiration ...

Could be anything: something funny, annoying, beautiful.

Personal Finance > Auto Insurance Insurance should be required for the driver not the vehicle

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If you want to have the ability to finance a car purchase and receive lower rates for owning a statistically safer vehicle, then you must be in favor of attaching coverage to the vehicle and not the driver. Coverage tied to a vehicle is the most accurate way to assess risk, provide a competitive rate for coverage, and also provides the mechanism of asset protection allowing banks to provide auto loans. This does not mean you are not covered in other vehicles - you almost certainly will be. All the major carriers will extend coverage to their drivers if the vehicle they are operating is not...

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