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Personal Finance > Managing Credit Debit vs. credit cards: Determining what's better: 15 of 17
CREDIT CARDS ARE EVILCredit cards are a method of payment for people who are too immature to live on what they earn and plan for emergencies. They are a crutch used in an attempt to cover up fiscal irresponsibility. You can spend as much as you want, and all you have to care about is covering that minimum monthly payment. Of ... More..
Religion & Spirituality > Comparative Religion Is any one religion better than another: 48 of 52
Is truth absolute, or relative? That is the real question here.If truth is absolute, then only one version of belief is correct, and the rest are false. Most organized religions subscribe to the notion of absolute truth through their doctrine and dogma. Christianity is certainly one of them. See the ten commandments and other... More..
Religion & Spirituality > Thoughts on God God's personal name: 12 of 13
What is a name? It is a combination of speech tones and/or written characters that are symbolic of a person, place, thing, or idea. The very idea that "God" has a personal name which is any more significant than the others is almost as preposterous as the existence of "God". "God" is a contrived idea symbolic of the lack of ... More..
Personal Finance > Managing Debt How talking about debt helps find solutions: 13 of 14
NOTHING TO FEAR BUT FEAR ITSELFEarly January in 2006, my wife and I finally became grown-ups. Financially speaking, we had been children up until that point. We learned an important lesson. If you hit bottom, you can either choose to wallow in misery or take control of your life. We chose the latter. Here are some of the less... More..
Personal Finance > Credit Cards Credit cards: How to ask for and get a lower rate on your high interest credit card: 13 of 14
FISH IN A BUCKETIn today's lending market, all but the worst credit risks should have no problem whatsoever receiving a lower interest rate. There are several options available.SET THE MOODFirst, call up your credit card company. Be sure to set aside about an hour of peaceful time, where you can do something relaxing and enjo... More..
Business > Small & Home Business Networking basics for new small business owners: 15 of 16
Networking is critical for small business owners as a key component of any marketing strategy. I will discuss networking in terms of viral marketing and guerrilla marketing. There are many tips and tricks available, and here are some of the best.1. Online networking. If you don't have a great web presence, get one!Reach out t... More..
Religion & Spirituality > Atheism & Agnosticism Good without God: Secular humanism and morality: 18 of 19
WHAT IS MORALITY?Morality defined in the American Heritage Dictionary:1. The quality of being in accord with standards of right or good conduct.2. A system of ideas of right and wrong conduct: religious morality; Christian morality.3. Virtuous conduct.4. A rule or lesson in moral conduct.Morality comes down to the standards o... More..
Religion & Spirituality > Atheism & Agnosticism Reasons not to believe in God: 179 of 188
Consider the following thought experiment describing the "experience" of the color red by a human being. Experiencing the color red starts with a specific wavelength range of light hitting the back of your eye, where rods and cones and various complexities convert the signal into electrical impulses which are then routed to ... More..
Sciences > Anthropology (Other) Views on the theories of evolution: 28 of 29
THEORY DOES NOT EQUAL FACTThe theory of evolution is only a theory, and not a fact. Good scientific theory requires the inherent ability to be proven false. Although theories of any kind may seem factual because they have survived "the test of time" and attempts at refutation through experiment, they are not fact. It is wonde... More..
Religion & Spirituality > Bible Study The Ten Commandments: 28 of 29
. . . if thou wilt enter into life, keep the commandments. He [the rich young man] saith unto him, Which? Jesus said, Thou shalt do no murder, Thou shalt not commit adultery, Thou shalt not steal, Thou shalt not bear false witness, Honour thy father and thy mother: and, Thou shalt love thy neighbour as thyself. - Matthew 19:1... More..