Articles written by Aaron Conor in Personal Finance

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I am a freelancer who designs graphic design projects, sells photography, illustrations; etc. Feel free to check out my websites if you like. At the Jrtmedia website you can play games, download royalty free stock images, check your horoscope, watch funny

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Personal Finance > Taxes Tax time: Tips for 2006: 1 of 7
Taxes are something that few people enjoy. However, almost everyone who earns money has to pay taxes. In this article, I will discuss the different types of taxes that exist in the United States. Whether or not you have to pay taxes depends on your current situation. If you have a job or earned income, then you should pay ta... More..
Personal Finance > Smart Spending Ways to save money at the supermarket: 10 of 66
Everyone has to shop for food. However, many of us spend far too much money on the food that we buy. In this article, I will be discussing different techniques for saving money at the grocery store. First of all, don't buy brand names. Well known brands are almost always more expensive than lesser known brands. Paper towels ... More..
Personal Finance > Retirement How much income do you need in retirement: 2 of 11
Whenever I hear people chatting about retirement, it always seems as if a million dollars is a magic number that will guarantee you a great retirement. Unfortunately, this is not true in many cases. In this article, I will dispel the myth about a million dollars being enough to retire on. How Much Will You Need - How much yo... More..
Personal Finance > Personal Finance (Other) Preventing identity theft: 4 of 19
In this day and age, everyone has heard about identity theft. But what steps can people take to prevent it from happening to them? The first thing you can do is buy a decent shredder. Shred anything that has your personal information on it. And when you buy a shredder, be sure that it is a crosscut paper shredder. A crosscut... More..
Personal Finance > Retirement When does it make sense to participate in a 401(k) plan?: 3 of 13
Saving for retirement can be mentally exhausting. What type of plan is right for you? How about a 401k? It seems like a great option; however, it's not for everybody. Explaining the 401k - The 401k is basically a retirement plan that you can set up when you have a full time job. Not all companies will offer one, so you'll ha... More..
Personal Finance > Retirement How to prepare for retirement: 12 of 42
These days, there are a variety of ways to save money for retirement. Some examples are the Roth IRA, Traditional IRA, 401k, a regular brokerage account, and running your own business. Roth IRA - The Roth allows anyone with an earned income to stash away a maximum of five thousand per year into a tax free account. Of course,... More..
Personal Finance > Investing Basics How to evaluate a stock before you buy: 3 of 10
With so many stocks available for you to choose from, how do you determine the one that is right for you? After all, if you pick incorrectly, you could lose all of your hard-earned money. But if you can learn about the eight terms listed below then the likelihood of you losing your money will diminish greatly. P/E - P/E stan... More..
Personal Finance > Financial Planning Understanding inflation and how it can affect your future: 3 of 7
Almost everyone has heard of the word "inflation" before, but many of these people do not comprehend its significance. And those that do understand it, usually try very hard to not think about it. Inflation can be a scary subject, but it doesn't have to be. In this article, I will discuss what inflation is and why you should... More..
Personal Finance > Health Insurance The need for universal health insurance: 6 of 13
Universal healthcare is something that many people in the United States oppose. These individuals feel that they should not have to pay for other people to see a doctor. But these people probably don't realize a few things. Prevent Unnecessary Bankruptcies - Barack Obama has stated repeatedly that rising healthcare costs are... More..
Personal Finance > Investing Basics Stocks vs mutual funds: Which is right for you: 4 of 8
Which is better to use? Mutual funds or stocks? The answer to this question depends entirely on the person who is asking it. In this article, I will explain how you too can find the answer to the above question. First, what type of investor are you? If you're someone who doesn't mind some risk, then picking individual stocks... More..