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Personal Finance > Managing Credit How to raise your credit score after a bankruptcy

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Declaring bankruptcy should be the last resort in dealing with a substantial amount of debt. Typically those that file either chapter 11 or chapter 13 bankruptcies already have a low credit score due to delinquent payments, charged off accounts and / or collection accounts. By filing they are giving themselves a second chance to improve their credit worthiness and make a fresh start. Increasing a credit score may seem like an impossible task but given time and due diligence can be done with a few simple steps.

The first step after declaring bankruptcy is to obtain a copy of your credi...

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