: About Me

Mid 30s, heading towards early 40s far too quickly. Looking for alternatives to the IT Consultancy Rat Race in which I currently earn my Inland Revenue Taxes and Mortgage Repayments.

Theres got to be more to life !

Personal Finance > Managing Credit Do credit counseling services really help?

4 of 27

Yes and No. It depends on what you are looking for. The ultimate answer is that they don't do anything that you couldn't do for yourself. Task 1) They talk to you about your income and expenditure Do it yourself : Write down all of your income on one side of a piece of paper and add it up. Write down all of your outgoings on the other side of the paper and add it up. If there is an amount of money that you have available each week/month after paying your outgoings then this is what you can offer the people that you owe money to. If you seem to be spending more each week/month than you earn...

More..

• Helium Charter Member