Articles written by Guy-Michael Homa

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About me - Guy-Michael Homa

Guy is an independent Business Development Consultant - Strategist and researcher for small business enterprises. Formerly, Guy had a successful 15-year as Vice President of Commercial Banking. He has served many client companies over diverse industries lines

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Business > Sales Sales tips: Common sales errors to avoid: 1 of 18
Identify Real Opportunity Never confuse activity with productivity. Make the most out of your sales calls by identifying qualified opportunities among your prospects. Identifying prospects that are willing and able to buy will make your sales activity far more productive and successful. By far, the most common mistake made by... More..
Parenting & Pregnancy > Pregnancy The effects of alcohol use on an unborn child: 1 of 13
Drinking when Pregnant - FASD Alcohol and drug abuse during pregnancy are the leading known preventable causes of birth defects in the United States. It may be common knowledge that elevated consumption of alcohol during pregnancy is harmful to the fetus, however, even modest "drinking" can cause serious health issues for the... More..
Personal Finance > Real Estate How to flip a house: 2 of 18
Flipping Real Estate For Investment Investors that wholesale or "flip" real estate accomplish the same basic task that real estate agents accomplish. Specifically, the "flipper" investor buys real estate or places properties under real estate contract with the intention of immediate resale for profit. The flipper connects wit... More..
Education > Financing College How to pay for college now: 2 of 13
Relationship of College Tuition and Enrollment What do you consider as the most influential factors when deciding on which college to attend? Does tuition cost play a huge part in your choice of college? The choice of school can often be a struggle between affordability and quality. We want to receive the best education that... More..
Business > Web Advertising Tips for free business advertising online: 3 of 8
Website Marketing - A Tool, Not A Strategy Think twice the next time you want to market your enterprise with a website. There is a lot of distorted information in the business world about Web Marketing. Many IT or Web Design consultants profess themselves as marketing experts. They tell you that creating effective web content... More..
Education > College Courses & Majors How a college degree allows for more job opportunities: 1 of 2
The U.S. Economic Recovery Plan (The American Recovery and Reinvestment Act of 2009) focuses on stimulating the economy and creating jobs by investing in the nation's infrastructure overhaul, healthcare system, energy and environmental concerns, and improving the education system. The need for skilled professionals such as En... More..
Personal Finance > Loans (Other) How to investigate personal guarantors for business loans: 1 of 1
A guarantee is basically a promise to satisfy the performance of an agreement. A guaranty is similar, but is used to satisfy the performance of a loan by an individual. Analysis of credit and guaranties is a discipline that only the most qualified people should perform. Investigating guaranties is never performed alone -it is... More..