: About Me

I enjoy reading books, watching movies, playing video games, and writing. I'm in to every form of media and literature there is to some extent. The human struggle is an amazing and interesting thing. It seems to me most people don't ever really think about what they do in their life, or why they have made the decisions they've made. I think about these things alot, only by understanding our past mistakes can we avoid future problems.

I am currently a student at Sierra college. I'm working on getting an associates degree in business administration. Then I'm going to transfer to Sac state to get a Bachelors degree in accounting. My goal in life is to become the first person in my family to get a Bachelors degree.

Personal Finance > Financial Planning What do fico scores ratings mean

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Fico is the ticker symbol for the Fair Isaac Corporation. For those of you who don't know, a ticker symbol is usually a shortened version of a companies name that refers to a stock. For example, if you wanted to buy shares of the Pepsi company, you would buy shares of PEP (PEP is Pepsi's ticker symbol). In 1958 the Fair Isaac corporation began creating a credit scoring system for banks, so that banks could make better decisions in whether or not to extend credit to individuals. The system they created is now what is referred to as a "Fico score". Well, the question I'm sure your asking you...

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