: About Me

Do we really need a Home Buyer Tax Credit? I speak from experience...all acquired during the subprime credit expansion era when just about everyone, except for my dog, qualified for a mortgage loan.  Remember the days of no down payment 100% Financing for all? How about the no income or stated income verification for all?  And let's not forget the times when our homes were our personal ATM machines that were providing us with the money to go on cruises, buy those boats, or do whatever we wanted.  Sadly, we're now paying the price for all of this but have we learned anything,...