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About me - Choco Pie

Creative Writing > Memoirs Memoirs: Tribute to my first love
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Meeting you was fate, becoming your wife was a choice but falling in love with you is magical.... I remembered the first day when i saw him at the door of our boarding house in Cebu,Philippines in 1977. He just look at me when I asked him what he wanted, pushed the door and get in..He became my board mate for six months. In ... More..

Personal Finance > Spending & Saving (Other) Would you consider yourself to be frugal or cheap?
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While the whole world is struggling to survive from the current global financial crisis , it is best to do some introspection to evaluate our spending habits and lifestyle in general. Maybe, its time to ask ourselves what is the difference between being frugal and being cheap? Surprisingly, when I asked my friends about this,... More..

Creative Writing > Reflections Reflections: Long distance love
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A beautiful love story that transcends distance and time. For a long distance relationship to survive, it requires insurmountable amount of patience, love, trust , commitment, understanding, acceptance of each others imperfections and keeping the lines of communication at all times at all cost. I remembered the first day when... More..

Relationships & Family > Friendship Drama & Issues Dealing with friends that abandon you after borrowing money
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It has been said that a true friend is gem and if you find one, take care of the friendship, because they are rare and will stand by you when everyone else has walked away. But oftentimes, due to differences in financial status, lifestyles and money management literacy, friends asked if they could borrow money from us, promis... More..

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