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About me - Sarah Heller

I am a 28 year old military spouse and mother of a one year old little girl who has recently moved from the city to the very remote country. I went from living in a city of over 1,000,000 people to living two and a half hours away from the nearest Target.

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Personal Finance > Smart Spending How to save money on your cell phone bill
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In my work as a financial counselor, I often see clients come into my office unable to figure out where there money is going each month. After a review of their bills, I usually find that many of them are spending over $200 a month on cell phone service. Recently, one of my client's bill looked like this: Basic Plan with 700... More..

Style & Beauty > Vintage & Bargain Clothing Where to shop for an inexpensive back to school wardrobe
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It is estimated that a typical American family will spend about $500 per child during the back-to-school season. Between $400 and $450 of this will go to new clothes and shoes. If you are the parent of multiple children, the amount you can spend on back-to-school shopping can quickly add up. To reduce the cost, try a few of ... More..

Education > Distance Learning Distance learning: The pros of doing college from home
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Distance learning has changed a lot over the past few centuries. The first distance learning was done through correspondence courses targeted to people living in remote and rural areas who needed to learn a skill but did not have the ability to attend a trade school. Usually these classes offered a completion certificate, but... More..

Education > Financing College Unusual ways to fund your college years
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Approximately 17.5 million Americans will be attending college this fall. If you're one of them, you're probably thinking about how you will pay for it. Even with grants, scholarships, loans, and savings many students come up short every semester, forcing many to look for an additional source of income. While many stude... More..

Health & Fitness > Cold & Flu Foods that could help you fight a cold
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There is currently no drug or product on the market that has been proven to cure the common cold. The common cold has been around for centuries, however, and people in different cultures have looked to certain foods to help them feel better, or prevent the disease from occurring in the future. While recent scientific studies... More..

Jobs & Careers > Online Surveys & Pay to Click Tips for making money with on-line surveys
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Providing incentives for people to share opinions about a business's products or services began in the 1950s as advertisers began to assemble focus groups. Today, ads to take surveys online and get paid are all over the internet, and many surveys, research panels and focus groups are looking for members. Taking surveys isn't... More..

Personal Finance > Budgets & Saving How to save money on winter heating bills
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The energy costs in an average home are about $1338 a year, while energy costs in an energy efficient home will average only $791 a year. For a lot of people, that's a huge amount of money that can be used for something else. Below are some ideas on how to cut back your home heating costs this winter. Home Energy AuditsMost ... More..

Travel > Hotel Reviews Hotel reviews: Disney's Pop Century Resort
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A vacation in Walt Disney World can be one of the best trips you and your family will ever take! Unfortunately, many people think that taking such a trip will cost a lot of money. Between park tickets, transportation, food, and accommodations, the total price for such a trip can be high, but there are ways to bring the cost ... More..

Personal Finance > Managing Debt Is it better to walk away when you owe more for your house than it is worth
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By the end of 2012, it has been estimated that over half of Americans will be underwater on their house. In other words, they will owe more to their mortgage company than the house is worth. Currently, it is estimated that one out of ten homeowners are underwater. This is making it very difficult for homeowners to sell ... More..

Jobs & Careers > Jobs & Careers (Other) Tutoring business basics for college students
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Tutoring students is a great way for college students to earn extra money while keeping a flexible schedule. Getting started, however, is more difficult than applying for a salraied job. In order to be successful, you have to treat tutoring as a small business. Below are a few steps to get you started. 1. Decide what s... More..

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