Articles written by Sarah Heller

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About me - Sarah Heller

I am a 28 year old military spouse and mother of a one year old little girl who has recently moved from the city to the very remote country. I went from living in a city of over 1,000,000 people to living two and a half hours away from the nearest Target.

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Hobbies & Games > Holiday Crafts Christmas arts and crafts projects for toddlers: 1 of 9

Pre-school aged children like to work on craft projects, but crafts designed for elementary-school aged kids can be frustrating. Below is a list of six crafts that work well for toddlers in group settings such as a day care or a nursery school, or individually. Before starting, remember to take precautions since this age gro...
Jobs & Careers > Online Surveys & Pay to Click Tips for making money with on-line surveys: 1 of 8

Providing incentives for people to share opinions about a business's products or services began in the 1950s as advertisers began to assemble focus groups. Today, ads to take surveys online and get paid are all over the internet, and many surveys, research panels and focus groups are looking for members. Taking surveys isn't...
Autos > Buying & Selling Cars Tips for buying a car when you are upside down on a loan: 1 of 8

With the poor economy causing many people to stop shopping for high ticket items, a lot of vehicle owners who borrowed money to purchase an automobile are finding that they cannot sell their car for what they originally paid for it. When a vehicle owner owes more on his or her car than what it is worth, the owner is consider...
Jobs & Careers > Online Surveys & Pay to Click Best survey sites: 1 of 7

Over the past a year a group of friends and I have been trying out a lot of different types of internet “money-making” sites. These aren’t the “get rich quick” schemes that are promoted all over the internet, but rather websites that pay just a few cents a day. We reviewed various &l...
Education > College Life How to save on your college books: 4 of 21

Buying textbooks from your college bookstore will probably be one of the most expensive shopping trips you’ll ever take. Depending on course load, a full set of textbooks will average about $720 per student per semester in the United States this year. While no one tracks local figures, anecdotal evidence suggests that ...
Style & Beauty > Vintage & Bargain Clothing Where to shop for an inexpensive back to school wardrobe: 3 of 15

It is estimated that a typical American family will spend about $500 per child during the back-to-school season. Between $400 and $450 of this will go to new clothes and shoes. If you are the parent of multiple children, the amount you can spend on back-to-school shopping can quickly add up. To reduce the cost, try a few of ...
Personal Finance > Budgets & Saving How to save money without sacrifice: 2 of 10

With the current recession going on, many financial counselors have advised people to shore up their emergency fund. When you’re living paycheck-to-paycheck, however, that can be hard to do. Although many experts say that the best way to save money is to designate a certain amount to go to savings on the da...
Personal Finance > Investing Basics Investing 101 in your 20's: 1 of 5

People in their 20's are just starting their lives, but by the time they are 30 they should ideally carry no high-interest debt, have established an emergency fund, and started a retirement fund. Upon hearing this, many 20-somethings are surprised, especially those that have obtained higher degrees. All three of these goals ...
Autos > Auto Repair (Other) Five things you should do to service your car at least once a year: 1 of 5

While every mechanic and automotive engineer will tell you that a car needs regular maintenance in order to perform well, not everyone can agree on what maintenance is needed. Based on a study performed by Consumer Reports, here’s a list of the maintenance tasks you should perform regularly on your vehicle. ...
Travel > Travel Planning & Advice Packing light tips: 1 of 5

With new fees charged by most major airlines for checked baggage, it is more important than ever to pack light. To start, try to limit the size and amount of your luggage. The more bags you carry, the more likely you are to try to use all of them. Start packing by taking out a single suitcase. Next, start writing a list of e...