Articles written by Sue A. Sponte - Page 4

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Personal Finance > Financial Planning The biggest financial mistakes that young adults make: 9 of 12
The specifics might vary from one person to the next, but it's fair to say that most cases of young adults making financial mistakes can be traced to choosing the wrong financial role models. The results can be something as dangerous as debt overload and bankruptcy, failing to take advantage of early savings, and setting spen... More..
Politics, News & Issues > US Immigration How to get a green card without leaving the states: 3 of 4
The legal description of what you are trying to do is called "adjustment of status." In other words, your previous status was non-immigrant, and now you want to adjust to immigrant status with permission to work. This is very hard to do from inside the United States. Remember one thing above all else: everybody's situation is... More..
Personal Finance > Investing Basics Tips for young investors: 10 of 13
Socking away a little bit of money is a great way to get your financial future off to a solid start. Because of the magic of compound returns, every year that you get a jump on your investment strategy will pay huge returns later in your life. Not to mention the fact that you are establishing a pattern of behavior and good ha... More..
Personal Finance > Credit Cards Knowing which credit card you should pay off first: 12 of 14
You will find two schools of thought about which card you should pay off first. There are plenty of very smart people who swear by each of these theories, and in the end the question of which way is right for you will depend on the type of person you are.The Math Genius Method. Okay, if we were math geniuses we probably would... More..
Politics, News & Issues > Government & Policies Who decides American foreign policy?: 15 of 17
The American foreign policy decision making process is dominated by the President, with Congress having a significant, but limited, role. The specific powers that are given to the President include: the power to appoint and remove ambassadors and other envoys, the power to negotiate and sign treaties, and the powers inherent... More..
Society & Lifestyle > Political Values Civil liberty: Protection from the government: 13 of 14
For much of human history, the individual has been subject to the unfettered power of the state. Even in those places where early forms of democracy and liberal enlightenment flourished, the will of the state reigned. It was unusual to suggest that there was any external limit on what the state could do to you, whether "the s... More..
Home & Garden > Buying & Selling Homes Should you rent or buy a home?: 41 of 42
If you can't decide whether to buy or rent a home, ask yourself three questions. You can abbreviate them: Time, Trouble, and Cash.1. Time. Most financial planners will tell you that owning a home for less than about three years ends up being a bad money move. If you are not going to own this house for more than a few years, y... More..
Jobs & Careers > Business & Professional Jobs Is being a lawyer worth it?: 14 of 14
Lawyers are people who are licensed to take part in a particular method of using words to influence people. Is it worth "it" to become one? You can only answer that by first figuring out what type a lawyer you intend to be, and what "it" will cost you to do it.Some lawyers use words to influence how businesses operate. They d... More..
Home & Garden > Buying & Selling Homes Should you buy a property that has mold?: 9 of 9
Please, do not buy a house that has mold. Take your hard-earned money that you are about to invest and put it in a house that does not already have one strike against it right off the bat. There is only one reason to make such a purchase, and it is not a good reason.Think about how this question would sound if you changed "mo... More..
Politics, News & Issues > Government & Policies The US Congress' role in foreign affairs and the Iraq War: 8 of 8
Congress has a number of powers that are specifically laid out in the Constitution. But despite those many listed powers, Congress has usually taken a back seat to the President in the conduct of foreign affairs. It has traditionally been the view most people that the President speaks on behalf of the country. But Congress h... More..