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Personal Finance > Retirement When does it make sense to participate in a 401(k) plan?: 1 of 14
Contrary to conventional wisdom, investing NOW! NOW! NOW! in a 401(k) is not the right answer for everybody. For many people, it is a great personal finance choice. And if you intend to live comfortably in retirement, a 401(k) is part of the foundation of that comfortable life. And I will even agree with most commentary that ... More..
Jobs & Careers > Jobs & Careers (Other) Earn $1000 in a day: 2 of 27
You want to earn $1000 a day? Hopefully you are not reading this in the hopes of making $1000 today. Or tomorrow. The following does not contain any get rich quick schemes or any promises that you can do this with little or no effort. There are very few people who earn this kind of money who do not work very hard, all day, ev... More..
Parenting & Pregnancy > Teens (Other) Advice for parents when children leave for military bootcamp: 1 of 9
So, your baby went and did it: signed up to "See the World" "Accelerate his life" and "Join the Adventure." If you are like most parents, you are swinging back and forth between bursting with pride, crying from fear, and wondering how your little one could possibly be old enough to be going off to join the Navy. This is a bi... More..
Politics, News & Issues > Justice System The difference between actus reus and mens rea and what it means to the criminal justice system: 1 of 9
In the United States' criminal justice system, we follow a general rule that people are only punished for past wrongful acts that were intentionally performed. The distinction between the actus reus and mens rea goes to the heart of two of those requirements: "wrongful acts" and "intentionally performed."The actus reus (liter... More..
Law & Legal Information > Lawyers & Legal Advice How do you choose whether to sue or not to sue: 1 of 8
As sad as this sounds, the answer to deciding whether to sue or not has very little to do with how right you are. You should probably do what's called a cost-benefit analysis to see if what you will gain by suing is more than what you will lose. First, let's put one issue aside. You have tried to work out your differences in... More..
Personal Finance > Financial Planning College: Financing your child's education: 1 of 8
Leaving aside the question of whether you should pay for your child's education (I'm in the "of course you pay for it" camp, but this question tends to polarize people), the real question becomes "how"? We have one in college and one on the way, and our mantra has now become "save, beg, borrow, defer".Save.This is a no-braine... More..
Jobs & Careers > Employment Law Is drug testing an invasion of privacy?: 2 of 11
There is little doubt that workplace drug testing is an invasion of privacy. But it is an invasion that many of us are probably willing to live with, at least in some form. Why do I say that it is an invasion of privacy? For those of you who have not gone through it, here's the process from the perspective of somebody who ha... More..
Jobs & Careers > Employers Legality of employers running background checks on job candidates: 2 of 10
In general, employers are legally permitted to run background checks on job candidates. But there are restrictions under both federal law and various state laws. Being too diligent runs afoul of privacy and anti-discrimination laws. Being too lax leaves open the possibility for negligence in hiring or failing to live up to lo... More..
Politics, News & Issues > Terrorism Has America has gone too far with anti-terrorism?: 15 of 71
Too far?!? We have not yet gone far enough. We have made some misguided policy errors which need to be fixed, but let us not deceive ourselves into believing that we have gone anywhere near far enough in pursuing an enemy that professes to be engaged in an eternal struggle that will not end until we are destroyed.We might arg... More..
Personal Finance > Mortgages & Home Loans Saving your home mortgage from foreclosure: 5 of 21
Stop! Before you go any further, ask yourself the single most important question: why is your home in (or near) foreclosure? You cannot possibly make a reasonable plan to get out from the danger of foreclosure until you know how you got there to begin with. There are two main reasons why you might be facing this problem. You ... More..