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Personal Finance > Insurance Basics Funeral insurance explained

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Funeral insurance is marketed as a way to pre-pay your funeral expenses in order to "save your loved ones" from the cost of your funeral. From a money perspective, buying funeral insurance makes no sense. If you are concerned about your funeral expenses, you are far better off if you simply set aside your own money to provide for your funeral expenses.

There is no doubt that funerals are becoming more and more expensive. What makes it worse is that your family members will not want to "go cheap" on your funeral if that plan is left to them. Funeral directors and funeral homes are more th...

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