Articles written by Wayne Bereman

Politics, News & Issues > Political & Economic Theory America's road to recession and the "sub-prime" scapegoat: 2 of 12

I'm a former sub prime underwriter, which gave me a view of the internal financial information of thousands of people and families. Sometimes I think I knew more about my borrowers than they knew about themselves. Many people blame borrowers of subprime real estate loans as the cause of the problem. But let me give some pers...
Religion & Spirituality > Christian Beliefs & Culture The Bible and global warming: 2 of 5

Many Christians today, having read books about the "end times" with both literal and futurist interpretations of Revelation and Biblical prophesy, believe the world will soon be destroyed by God. Indeed some may believe that global warming plays into this discussion, and could even be the mechanism God might use in destroyin...
Politics, News & Issues > Political & Economic Theory Free Trade: Ricardo's theory of Comparative Advantage: 1 of 2

The United States was formed as and prospered, for roughly a century and one half, as a national, protected free market economy. This historical fact, however, is often unknown to policy makers, elected officials, educators, and to the general public. It's very important, therefore, to remind free traders of this fact before...