: About Me

I'm a former sub prime underwriter, which gave me a view of the internal financial information of thousands of people and families. Sometimes I think I knew more about my borrowers than they knew about themselves. Many people blame borrowers of subprime real estate loans as the cause of the problem. But let me give some perspective here from my own experience, subprime borrowers are not subprime people. I have become very tired of hearing know it all commentators on television, most of whom have never been on this side of the news desk, talking about these ignorant borrowers that were over...