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Everyone has heard the saying "plan for the worst, but expect the best". When you are protecting your engagement ring, that could not be more true. To make sure that you are fully prepared if the worst were to happen, become acquainted with the basics of engagement ring insurance. Only certified gemologists can perform appraisals to rings as long as you have a receipt of purchase. Remember to call ahead of time to see if there is a gemologist in the store to prevent unnecessary gemologist search excursions. When appraising the ring, depending on your budget, it may be best to get the ring ...