Articles written by Ofuoma Odje

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Personal Finance > Banking Basics Should we switch from paper to electronic bank (and other) statements?: 3 of 12
If we were to quantify the costs of producing paper, printing information on it, mailing it around and destroying it, we would find a stunning amount of money being wasted. This is especially true for those instances where the paper adds no value to the intended target of the information, or was simply unsolicited. Therefore... More..
Personal Finance > Stock Market Subprime lending crisis: Are bank shares a buy?: 2 of 8
Are recent bank profits for real? Should we be buying shares? Since the DOW and the S&P touched 12 year lows of 6763 and 666 respectively in early March 2009, the stock market has rallied by approximately 20%. The move has been fueled mainly by the Financials. So what has changed since the massive shock of the September ... More..
Politics, News & Issues > Political Issues Should the United States have universal health care?: 31 of 96

Barack Obama's Universal Healthcare Plan Universal health care is a Government sponsored system for the healthcare of all its residents regardless of their medical condition or financial status. Is this feasible America? And is it the best for American Businesses? As the push for the Barack Obama proposed Universal Healthcar... More..
Personal Finance > Investing (Other) How elimination of the up-tick rule profits short sellers and increases volatility for investors: 1 of 3
On the recent market crash, the uptick rule established after the 1929 crash, may have contributed to the recent market declines. Not acting quickly to restore this rule may still be costly to the markets. It is clear that massive shorting of stocks of major financial institutions by big hedge funds and other big investors w... More..
Politics, News & Issues > US News Is the government stress test on banks a sham?: 1 of 1

Are there any ulterior motives behind the Government so called "Stress Test" on 19 of the Nation's Largest Banks? On April 4th 2009, Treasury Secretary Tim Geithner testified before a congressional oversight committee headed by Elizabeth Warren and stated that "the vast majority" of banks could be considered well-capitalized... More..
Business > Small & Home Business The effects of recession on business journalism: 1 of 1
s business journalism now a blend of political and business Reporting? Long ago Business journalism used to be about stocks, businesses, finance, entrepreneurs and so on. Business journalism today however seems to be a blend of Washington, Capitol Hill, Politicians, Legislation and many other socio-political issues along wit... More..
Personal Finance > Banking Basics What can governments learn from the subprime credit-crunch banking crisis?: 4 of 6

Government Role in the subprime Financial Collapse There are at least 2 facets of Government responsibility in the current subprime financial collapse. The first is was the aggressive promotion of home ownership by the Bush and Clinton Administrations. The New York Times front-page story on Sunday, December 21, 2008 reported... More..