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About me - Carol Rucker

I have a well rounded 20 year insurance claim history, primarily investigating and supervising serious commercial liability injury and toxic waste cases. I also have an extensive background in bond and first and third party personal property and auto claims,

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Sciences > Psychology Are there differences in intelligence between races?Smallicon
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Through decades of research, scientists have proved that if the rest of the world blew up today leaving only Africa, the majority of the world's DNA traits would be preserved. There is little genetic difference from "Race" to "Race," although adverse conditions and limited opportunity create circumstances that may minimize ed... More..

Parenting & Pregnancy > Parenthood How the father's absence affects the children
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Consider the unknown, the unexplored mountain peak or the existence of life outside our universe. Consider what it might be like to grow up with a father at home, an unknown for many children. Men and women often make a life's work of climbing a peak or knowing the science of the skies. They write books, produce movies and c... More..

Parenting & Pregnancy > Parenthood Assessing the consequences of early fatherhood
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A few decades ago, early fatherhood meant taking on a wife and child before a man was established in his career. Today, it can happen as a result of a middle school boy experimenting with sex or a college kid living away from home for the first time with plenty of opportunities to go sexually berserk. It's a cruel twist of fa... More..

Parenting & Pregnancy > Parenthood Marriage and motherhood since the 1960s
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The Rules- Ahhhh the sixties, Mom making sure dinner was on the table when dad walked in the door, Dad arriving home at six on the dot, his business suit still crisp and clean, just like when he left that morning. Life in the sixties wasn't exactly a black and white sitcom; but for most young women, the rules were clear, find... More..

Business > Nonprofits Fresh ideas for fundraising
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Ebay Giving Works-Donations to Charity Five Dollars at a Time-It's difficult not to have a soft spot in your heart for needy people and their causes, but the collective need goes far beyond an individual's ability to help; so it's best to recognize you can't give money to every needy person or cause that crosses your path. Th... More..

Parenting & Pregnancy > Parenthood How motherhood changes a woman
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You had nine months to decide how you would walk in your motherhood shoes. Before your child arrived, you digested a wealth of knowledge from how-to books and websites. You carried with you a mental to-do list of wisdom to remember. You considered advice from strangers who decided your rounded belly was public domain, and you... More..

Society & Lifestyle > Racism Current stereotypical images of black women in the media and how to fight against them
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Media Targets-A Black teenage girl doesn't wake up thinking, 'I'm a Ho and today I think I'll go for the 5 dollar hooker look;' like many young woman, her visible thong, bare skin and runway strut are media inspired choices. By blindly following such self-destructive trends, she is not simply giving in to today's Black woman ... More..

Hobbies & Games > Beading & Jewelry Making Jewelry design: Tips for making fabulous earrings
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You have style and panache and everybody knows it; but what would your friends say if you showed up at an elegant dinner affair with earrings that don't match? A discrete friend might drag you aside to point out your faux pax. An envious acquaintance might rush to point out your mistake, embarrassing you in front of your frie... More..

Travel > United States Museum reviews: Cincinnati Art Museum, Cincinnati, OH
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Eden Park, like the garden from which it takes its name, is a place of beauty and rare delight; and the Cincinnati Art Museum is its greatest treasure of all. Eden Park Drive slices a winding path through trees and flowers, past an Ohio River overlook and Khron Conservatory, with its exotic plants, tropical trees, orchids and... More..

Personal Finance > Home Insurance Tips for dealing with your insurance company after your home is water damaged
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When water gets out of control, it can give rise to devastating personal losses. Floods inundate basements with mud and debris. Wind-driven rain seeps beneath roofing shingles, leaving ceilings and walls a soggy mess. Standing water in a home's lower level can destroy major appliances and stored property. In the face of such ... More..

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