Articles written by Tamara Brown

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About me - Tamara Brown

Tammy Brown is a High School Economics teacher, trying valiantly to teach her kids what they need to know to avoid repeating the economic mistakes of their parents. She is also a science fiction writer. Her first short story, Original Audrey, was published

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Home & Garden > Real Estate (Other) Qualities to look for in a neighborhood: 1 of 56

Choosing the right neighborhood to live in is not unlike choosing a future spouse. Of course you need to feel a physical attraction, but there is much more to living happily ever after than just good looks. Don't just rely on a few short visits with the Realtor in tow to know if a neighborhood is the right fit for you and yo...
Personal Finance > Smart Spending Money-saving tips: How to save money on video games: 1 of 25

Some people think that video game consoles are expensive, but it is really the games that end up costing you the most. For example, the Wii is selling for $250, but with many games selling for $50, you will have exceeded the cost of the console after only five games. Here are some ways to save money on video games, without s...
Personal Finance > Budgets & Saving Buying groceries on a budget: 3 of 36

With its brightly colored packages, tasty food, and thousands of choices, grocery stores are designed by professionals to part you from as much of your money as possible. From the moment you walk in the door and catch a whiff of freshly baked goods, you are like a rat in their carefully constructed maze. However, with a litt...
Relationships & Family > Love & Relationships Keys to a successful relationship: 3 of 35

"I'm just no good at relationships!" It was after midnight and I was on the phone with Sarah who had just suffered a very nasty break up. To be honest, I was only half listening because this conversation was almost word for word the same as half a dozen late night phone calls over the years. I could almost mouth the phrases ...
Personal Finance > Managing Debt Debt payments dos and don'ts: 3 of 35

Debt payments are a way of life for many people. When they get out of hand, they can make you feel like you are on the sinking Titanic with no hope of rescue. Even if your debt payments aren't that bad, they can still cause that sinking feeling in the pit of your stomach whenever you have to pay your bills. Either way, knowi...
Health & Fitness > Sleep Disorders Things you shouldn't do before you go to bed (if you want to sleep): 3 of 35

You went to bed at ten, ready to get a full eight hours sleep. Unfortunately, it is now 1:30; and you are no closer to getting the rest you so desperately need. You have tried drinking a glass of warm milk, counting sheep and even taking a warm bath, but nothing is working. Maybe the key to getting sleep is not in doing some...
Personal Finance > Managing Credit How to build your credit: 3 of 24

Your credit score has a bigger impact on our lives than many people may realize. It not only affects the APR you will receive for a loan, or even if you get the loan in the first place. It can also impact your car insurance premiums, the deposit you are charged to turn on utilities, your ability to get a cell phone and possi...
Personal Finance > Spending & Saving (Other) Money-saving tips for new parents: 3 of 18

Money Saving Tips for New Parents So you're having a baby! Hold on to your wallet, the next eighteen years are going to be expensive. According to the US Department of Agriculture, the average middle class family will spend around $244,620 to raise a child (assuming the financial responsibility ends by age 18). This is an in...
Personal Finance > Smart Spending How to save money when travelling: 5 of 28

Want to get away from it all, see new places and escape your responsibilities for a fun-filled vacation? Most likely your answer is yes, but the bigger question is if your pocketbook agrees with you. If you can't get your budget to sign off on the vacation of your dreams, see if these tips on saving money while traveling can...
Jobs & Careers > Layoffs & Firings Strategies either to avoid being laid-off, or to cushion the blow if it comes: 2 of 10

Sometimes, you can smell a layoff coming a mile away. Management begins looking nervous, cardboard boxes line the halls, and HR just ordered a suspiciously large amount of pink paper. However, sometimes they can come out of nowhere, catching everyone by surprise. Rather than be caught off-guard, here are some things you can ...