Articles written by Tamara Brown

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About me - Tamara Brown

Tammy Brown is a High School Economics teacher, trying valiantly to teach her kids what they need to know to avoid repeating the economic mistakes of their parents. She is also a science fiction writer. Her first short story, Original Audrey, was published

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Relationships & Family > Successful Dating Keys to a successful relationship: 1 of 54
"I'm just no good at relationships!" It was after midnight and I was on the phone with Sarah who had just suffered a very nasty break up. To be honest, I was only half listening because this conversation was almost word for word the same as half a dozen late night phone calls over the years. I could almost mouth the phrases a... More..
Personal Finance > Managing Credit How to build your credit: 1 of 29
Your credit score has a bigger impact on our lives than many people may realize. It not only affects the APR you will receive for a loan, or even if you get the loan in the first place. It can also impact your car insurance premiums, the deposit you are charged to turn on utilities, your ability to get a cell phone and possib... More..
Home & Garden > Real Estate (Other) Qualities to look for in a neighborhood: 3 of 81
Choosing the right neighborhood to live in is not unlike choosing a future spouse. Of course you need to feel a physical attraction, but there is much more to living happily ever after than just good looks. Don't just rely on a few short visits with the Realtor in tow to know if a neighborhood is the right fit for you and you... More..
Personal Finance > Spending & Saving (Other) Money-saving tips for new parents: 1 of 22
Money Saving Tips for New Parents So you're having a baby! Hold on to your wallet, the next eighteen years are going to be expensive. According to the US Department of Agriculture, the average middle class family will spend around $244,620 to raise a child (assuming the financial responsibility ends by age 18). This i... More..
Personal Finance > Budgets & Saving How to decorate a bedroom on a budget: 2 of 29
Your bedroom should be your sanctuary. It should be a place to get away from the pressures of the world and find your center again. Despite this fact, we often leave it as the last room we decorate, since it is the room that fewer people will see. By the time we get around to fixing up our bedroom, we've used up much of our d... More..
Personal Finance > Smart Spending Money-saving tips: How to save money on video games: 2 of 28
Some people think that video game consoles are expensive, but it is really the games that end up costing you the most. For example, the Wii is selling for $250, but with many games selling for $50, you will have exceeded the cost of the console after only five games. Here are some ways to save money on video games, without sa... More..
Jobs & Careers > Layoffs & Firings Strategies either to avoid being laid-off, or to cushion the blow if it comes: 1 of 13
Sometimes, you can smell a layoff coming a mile away. Management begins looking nervous, cardboard boxes line the halls, and HR just ordered a suspiciously large amount of pink paper. However, sometimes they can come out of nowhere, catching everyone by surprise. Rather than be caught off-guard, here are some things you can t... More..
Personal Finance > Budgets & Saving Top ten money saving tips for your home: 2 of 24
Your home doesn't have to be a money pit, even if it currently feels that way as you pay your bills each month. Here are some great tips to reduce those bills without giving up any of the benefits of owning your own home.Pack your FreezerA full freezer is more energy efficient; the foods keep each other cool. To fill in the ... More..
Travel > Travel Planning & Advice Planning a trip to Disneyland Park, California: 1 of 10
A trip to Disneyland is a rite of passage for many families. As you and your kids discover Its a Small World, Pirates of the Caribbean, Space Mountain and more, memories of a lifetime are made. However, you don't want debt of a lifetime as well. Fortunately, if you plan it right, there are several ways to reduce the cost of y... More..
Health & Fitness > Sleep Disorders Things you shouldn't do before you go to bed (if you want to sleep): 4 of 36
You went to bed at ten, ready to get a full eight hours sleep. Unfortunately, it is now 1:30; and you are no closer to getting the rest you so desperately need. You have tried drinking a glass of warm milk, counting sheep and even taking a warm bath, but nothing is working. Maybe the key to getting sleep is not in doing somet... More..