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About me - Barbara Nuzum

Creative Writing > Essays Essays: The concept of time
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In the beginning, there was Time. It split day from night, and divided the year into seasons. Then came man, and created a record of time, calling it a "calendar". From the dawn of history, people have patterned their lives according to time. Time to plant, time to harvest.Time governs our lives. It begins with our moment of ... More..

Personal Finance > Home Insurance How do I know I have the right amount of homeowner's insurance?
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How much Homeowner's Insurance do you need? Home is where the Heart is-and it is also your biggest financial investment. You need to protect it adequately against eventualities and unforeseen circumstances. Analyze your assets to determine how much coverage your homeowner's insurance should offer. Several criteria need... More..

Personal Finance > Smart Spending Money-saving tips: How to lower your grocery bill
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Saving Money on GroceriesWe all have one thing in common-we get hungry and we need to eat. So, groceries are not a discretionary expenditure. We cannot avoid buying groceries, but we can change the way we do our grocery shopping and control the cost of our food. It will take a little bit of effort, but you will end up with mo... More..

Personal Finance > Smart Spending Are the savings from coupons worth the hassle?
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Coupons are free and readily available. You can find them online; at your favorite grocery store; in the Sunday Newspaper; and sometimes they come in the mail. Sure, it takes time to clip and save them, but coupons are free money in your pocket, money wouldn't have. Isn't that a good reason to put up with a little bit of hass... More..

Health & Fitness > Aging & Longevity Foods that fight aging
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Foods that fight agingOh, to stay young forever. To have that youthful, wrinkle free face and healthy, strong body. To avoid certain diseases of the body and the mind, such as the dreaded cancer or dementia. We not only want to look younger, we want to feel younger and be healthier too.Aging is a process that we all would lik... More..

Health & Fitness > Healthy Living & Wellness Kitchen shortcuts to make mealtimes easier
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"What's for dinner?" is an age-old question. Nutritional awareness may very well lose out to the temptation of picking up a pizza as you drive home from work. The challenge lies in creating healthy meals that are also easily and quickly prepared.*Keep your pantry well-stockedBuy foods that offer ease of preparation but still ... More..

Personal Finance > Smart Spending Money-saving tips: How to save money on airfare
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Europe on a BudgetPlanning your European vacation this year? Need to stay on a budget? Not sure what it will cost? Well, rest assured, your dream can become a reality, if you are willing to plan ahead and research your options. Rome, Madrid, Amsterdam, London, Munich, Berlin are all within your reach and with a little bit of ... More..

Arts & Humanities > Ancient History Valentine Day's pagan roots in the ancient Lupercalia celebration

The Ancient Roots of St. Valentine's DaySt. Valentine's Day, a day to celebrate true and eternal love, it's arrival anticipated by young couples in love as well as young-at-heart couples. Even school children celebrate the holiday, arriving at school the morning of February 14, clutching their Valentine's cards, happily antic... More..

Travel > Boat Travel & Cruises Profile of Celebrity Cruises
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Cruising for the Mature TravelerOnce you have decided that a cruise is the right vacation experience for you, it is time to decide which cruise would offer you the best value. Many factors enter into "Value", certainly cost, but also destinations, length of cruise, quality of ship, staterooms, public areas, environment and yo... More..

Personal Finance > Smart Spending Money-saving tips: How to use coupons
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Save Money on Groceries using CouponsStretching your income has become a necessity these days. Gone are the days of quick, convenient and careless shopping. But to save money successfully can also be a rewarding and satisfying experience. We don't want to forfeit quality, but we do want more for our money. After all, we worke... More..

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