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About me - Joseph Nicholson

Joe Nicholson is an independent analyst and freelance writer. His work on precious metals has appeared in Futures Magazine and Precious Metals Monthly, the official newsletter of the Northwest Territorial Mint. He is currently preparing to attend law school

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Relationships & Family > Marriage Psychology How to stop your divorce and save your marriage
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Society and Divorce How divorce is treated by the law is largely a reflection of social attitudes, which have changed dramatically over time. When divorces were first made widely available, the legal procedure retained the centuries old stigma of one spouse having to prove a fault in the other almost as if they were seeking ... More..

Law & Legal Information > Lawyers & Legal Advice What insurance should you carry after being convicted of a DUI?
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Anyone who's been convicted of DUI should consider themselves lucky if they haven't seriously injured or killed anyone. But then, eventually there will be the matter of insurance, which will become much more expensive after the DUI conviction. Probably the worst thing to do would be to drop an insurance policy, since it may ... More..

Politics, News & Issues > Political & Economic Theory What are the underlying causes of gold price volatility?
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The usefulness of gold as an economic indicator is highly questionable, but perceptions about the economy can certainly affect the price of gold directly. Gold is widely recognized as a hedge against declines in the U.S. dollar and inflation. Gold is used in most electronic devices like computers and cell phones, but in such... More..

Hobbies & Games > Antiques & Collecting (Other) How to buy gold coins
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Either through recognized bullion dealers, coin shops, or online auctions such as eBay, acquiring physical precious metal can be one of the most important and rewarding investments you might ever make. Whether it's a local store front or an online dealer, buying physical requires identifying a reputable source. If local opti... More..

Personal Finance > Spending & Saving (Other) How to stock your pantry frugally
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Food is always a considerable piece of any person's or family's budget, so when looking for ways to save money, it's a natural place to start. With minimal time and effort, by following the seven tips below, it's possible to reduce expenditures on food by 10 percent to 50 percent. Tip 1: Avoid dining out. The worst value in ... More..

Law & Legal Information > Business Law Filing for chapter 11 bankruptcy protection
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It's pretty rare that an individual would file for Chapter 11 bankruptcy, so much so that in 1991 the U.S. Supreme Court had to reaffirm the individual right to Chapter 11 protection. Today, Chapter 11 may be the only bankruptcy option available for some, but it is a complex and expensive option with requirements that differ... More..

Local Guides > San Francisco Public transport in San Francisco, CA
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The city by the bay boasts one of the best public transportation systems in the country, if not the world. The San Francisco Municipal Transportation Agency, or SFMTA, is the seventh largest public transit agency system in the United States, and one of the longest in service. More than 200 million riders every year, includin... More..

Personal Finance > Budgets & Saving How to apply for food stamps in Idaho
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Effective October 1, 2008, the name of Idaho's Food Stamp Program changed to Supplemental Nutrition Assistance Program, or SNAP. The name change coincided with a change in the program to bring it in line with the US Department of Agriculture's assistance program. Essentially, there is no other food stamp program specific to ... More..

Food & Drink > Wine The best wine tours in California wine country
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Sometimes called a "Disneyworld for Adults", ever since a Cabernet from Stag's Leap Wine Cellars won top honors in a 1976 blind tasting in Paris, California's wine country has been on the global wine-making map and has enjoyed a steadily increasing popularity from oenophiles and casual sippers alike. The large number of wine... More..

Law & Legal Information > Lawyers & Legal Advice Who is responsible for handling probate?
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The question of responsibility for probate can be answered on several levels. First, since probate is governed by state laws, with wide variation between different states, it can be said that legislatures are ultimately responsible for handling the rules of probate. But no individual's estate is settled by a legislator; that... More..

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