Articles written by Mark Rough

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About me - Mark Rough

Greetings,

My name is Mark and I am from the Cincinnati, Ohio area. I am a 1996 graduate from The Ohio State University with a degree in Mechanical Engineering. I graduated with my MBA from the University of Cincinnati in 2002. I currently work as a Business

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Personal Finance > Stock Market Stock recommendations for 2008: 1 of 6

As an avid stock market investor with my wife, we are constantly on the prowl for the next homerun stock or sector. With all the recent volatility, researching and buying stocks on fundamentals has been crucial to our success. It never fails, it seems, that the day we buy a stock at what we think is a great price, Mr. Market...
Personal Finance > Personal Finance (Other) How to tell if a recession is on the way: 3 of 10

While there is no sure fire way to accurately predict a pending recession in the US economy, there are economic trends that typically indicate the overall health of the current economy. First and foremost, the most important measurement of the economy is the Gross Domestic Product (GDP). This is the monetary market value of ...
Entertainment > Musical Instruments Tips for buying a trumpet as a gift: 1 of 3

Over the past century, there have been many well-known trumpet players who have inspired many young musicians into picking up the horn themselves. Trumpeters such as Louis Armstrong, Miles Davis and Doc Severinsen have been well known to both musicians and non-musicians alike. If you have an aspiring young musician in your f...
Personal Finance > Managing Debt How to get out of debt: 24 of 68

There is nothing more embarrassing than wrapping up a nice evening dinner with close friends and then hearing the server say, "I'm sorry sir, but your credit card has been declined." According to the Federal Reserve, in 2007 total US consumer debt reached nearly $2.5 trillion with a third of that debt being in credit cards, ...
Home & Garden > Electrical Repairs Electrical wiring in a home where outlets are not grounded: 6 of 8

In today's modern home, home owners don't usually consider the importance of that 'third' wire in the wall receptacle. It's almost a given that that new refrigerator, the fifty inch plasma television, or dad's new power saw will plug in to just any old outlet in the house. However, if you're lucky enough to live in one of Am...
Jobs & Careers > Professionalism Never being late for work: Tips: 19 of 24

Why is it that my bed is never more cozier than when my trustworthy alarm wakes me up in the morning? I can spend many hours the night before tossing and turning in an effort to get comfortable but once I reach that bliss, that darn alarm just has to interrupt it. There is rarely a morning that goes by where my snooze button...
Personal Finance > Budgets & Saving How to set up a budget: 52 of 65

If you're like millions of people, living on an effective budget has not been something you've made a priority in your life. Drinking those grande lattes, playing eighteen holes at the ritzy golf club, and sipping on those top shelf cocktails are great ways to enjoy those simple things in life. However if you aren't being ca...
Personal Finance > Mortgages & Home Loans How to refinance your mortgage loan: 14 of 17

People refinance their mortgages for different reasons. Some want to take advantage of the appreciation in value their homes have gained in recent years and take out a little bit of cash. Others are sick of seeing their Adjustable Rate Mortgages (ARMs) resetting endlessly. Many just want to get a better interest rate to lowe...