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Law & Legal Information > Lawyers & Legal Advice Where to get professional advice for drafting a will: 1 of 6
Writing a will can be as simple as just taking a paper and writing whaterver you want on it and just get it signed by 2 withnesses. The problem lies in the fact that you may not be aware of many of the small legal points which only a professional lawyer can help you.But still whether that will is functional or not it will dep... More..
Politics, News & Issues > Terrorism Can modern-day pirates be called terrorists?: 2 of 11
FOR ONE SIMPLE REASON: The motivation of Piracy is always either money or treasure and the motivation for terrorism is to create terror in minds of people.Although the means of doing this is either by killing or by capturing people which is same in both cases.Terrorists always frighten and terrorize victims out there, they wa... More..
Personal Finance > Auto Insurance How to tell if you're a victim of auto insurance fraud: 1 of 5
Being in a fraud is very easy particularly if you are not well informed. Insurance premium amounts are very lucative ones, you always feel that the lesser the amount, the better is the insurance company , but always do your research.BE CAUTIOUS.1.The Agent/Insurance company may offer you the lowest premium and you take their ... More..
Personal Finance > Insurance (Other) What kind of insurance you need as a student: 1 of 5
1. HEALTH insurance : If you are an international student studing in US , then by law you are required to have an international health insurance. If you are US citizen, then you can take a individual student health insurance , this is always advicable so as to cover unexpected medical bills. Not all states provide this, check... More..
Personal Finance > Health Insurance Why insurance companies in Singapore don't cover dental treatment: 1 of 5
If you have a standard insurance either from AIA Singapore(I hold this policy) or HSBC, then they do cover Emergency Dental treatments as a result of accidents.Well there are couple of requirements :1. Treatment must be sought within 24 hrs of accident. If not then a valid reason must be provided for the same.2.You cannot go ... More..
Personal Finance > Auto Insurance What you need to know about car insurance adjustors: 1 of 4
The main job of Adjusters is to reduce the expenses and increase the profits for the company. They are there to do evaluations, negotiate settlements and authorize payments whenever there is a claim. It depends on us whether to go for the company's adjusters or hire our own public adjusters.1.Whenever a claim is made for car ... More..
Health & Fitness > Prescription & Medication The invisible drug: feeling the effects of placebos: 1 of 4
Placebo is an inactive counterpart of a real drug. It looks and feel like the real drug and is mainely used in clinical trials to study the psycological responses of patients on the use of drugs.Its just like wearing a Charm. Nobody reals knows whether a charm brings good luck or not. People who believe that a charm works rat... More..
Computers & Technology > Phone Tips & Tricks How to make a VOIP call from a cell phone: 2 of 7
VoIP(Voice over IP) calls are right now used to make calls from the PC to standard land line anywhere in the world. VoIP converts the analog voice signals (our speech) into digital signals/data which is then transmitted over the internet.This basically uses several gatekeepers in between the origin-destination.Cellulars and V... More..
Personal Finance > Home Insurance Guide to homeowners insurance credit scoring: 2 of 7
The goal of every Insurance company is to match the premium rates with the expected claims. If the company charges too high, then it will lose its market to other competitors, on the other hand if it charges too low, then it will lose money.HOW DOES CREDIT HISTORY AFFECT INSURANCE PREMIUMS:In this quest of perfection, a new m... More..
Personal Finance > Life Insurance Types of life insurance you can buy: 4 of 12
1.TERM INSURANCEThis is the simplest form of life insurance. It pays only if death occurs during the term of the policy, which is usually from one to 30 years. Most term policies have no other benefit provisions.There are two basic types of term life insurance policies—level term and decreasing term.Level term means tha... More..