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About me - Steven Gomez

Born and raised in Las Vegas, NV, I cut my teeth taking a ton of right and wrong turns during three separate stints in college (the third culminating in earning my Bachelor's of Arts from the University of Washington), nearly a decade as a project office temp

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Jobs & Careers > Job Listings & Agencies Finding employment: Do agencies find prospects better jobs?Smallicon
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Agencies do not necessarily find their prospects better jobs per se than you can get in a full-time job search. But if you don't have the experience that companies are looking for in the positions you want, and no one's willing to hire you in positions to develop that experience (definitely a problem for many in today's tough... More..

Personal Finance > Personal Loans Car dealer loans: Why they are a bad idea
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If you're planning on buying a car, the last thing you want to do is finance directly through an auto dealership. Never mind the notion that car salespeople aren't the most honest people to do business with. You're putting all the leverage in a difficult transaction in the hands of the dealership. You're not doing business wi... More..

Personal Finance > Personal Loans Are payday loans consistent with the free market?Smallicon
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A free market operates free of government intervention, where business transactions are mutually agreed upon by sellers and buyers. Though payday loan companies continue to thrive due to a steady market for their services, many argue that a payday loan company isn't consistent with the free market due to its predatory lending... More..

Hobbies & Games > Card Games An overview of the World Series of Poker
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No tournament series is larger or richer than the World Series of Poker. Every year, the world's best (or most well-funded) players gather in Las Vegas for over 50 tournaments in various disciplines with buy-ins well over the $1000 range. Texas Hold'Em is the popular game, but the event also features tournaments in multiple v... More..

Personal Finance > Personal Loans Improving your odds of securing a personal loan
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The personal loan application process doesn't take much longer than the credit card application process, but the chances of a personal loan application getting rejected are much higher because the bank is taking a bigger risk.With a credit card, the bank grants you a line that you can use any amount of at any time, and you on... More..

Sports & Recreation > College Basketball How the NCAA basketball tournament brackets are created
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Determining the NCAA Tournament's first 31 participants in the 65 team championship is easy. The winner of each conference earns an automatic bid. Except for the Ivy league (who awards their bid to their regular season champion), all conferences determine this entrant by a postseason conference tournament. Win the tournament,... More..

Food & Drink > Coffee Which is the better choice: Coffee or tea?Smallicon
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Most individuals seeking a morning boost opt for coffee. But tea provides far more positive effects than coffee, in many cases providing the same boost as coffee's caffeine, plus more. Here are the benefits of drinking tea rather than coffee:- Tea leaves can be reused to produce several cups. You can use a tea bag to make a c... More..

Parenting & Pregnancy > Teen Challenges The role of religion in teen life
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An air of rebellion against the ideals preached by parents and authority typically permeates many American teenagers. Granted, some teens don't succumb to this mindset, but the many who do give their parents a dicey conundrum when it comes to the role of religion in a teen's life. In a community with different mindsets, the r... More..

Personal Finance > Personal Loans The pitfalls of personal loans
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For some trying to consolidate credit card balances, or make a major purchase, a personal loan can look like an attractive option. The bank gives you a lump sum, and you pay it back gradually over a few years with interest. Personal loans can seem more attractive than credit cards, but keep in mind that personal loans come wi... More..

Personal Finance > Student Loans Student loan mistakes you can avoid
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The easiest student loan mistake you can avoid is to go through a private lender. If you fill out a Federal Application for Free Student Aid (FAFSA) and get a student loan through the Federal Government's Direct Loan program, you can get no strings financing for most, if not all, of your college education.With a Direct Loan, ... More..

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