Articles written by Steven Gomez

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About me - Steven Gomez

Born and raised in Las Vegas, NV, I cut my teeth taking a ton of right and wrong turns during three separate stints in college (the third culminating in earning my Bachelor's of Arts from the University of Washington), nearly a decade as a project office temp

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Education > High School Humanities Which high school courses should be mandatory: 1 of 27
On top of your standard reading, writing and arithmetic core classes, there are six high school courses that either aren't required and should be absolutely mandatory, or are required but need some improvement.- Personal finance. Most Americans have next to no clue about how to budget and manage their money (hence nearly all ... More..
Personal Finance > Loan Basics Lending tips to get you the best loan: 1 of 18
Maximizing your chances at scoring a great loan, with low interest and friendly repayment terms, is like an athlete training for a major sporting event: it takes time, preparation and effort. Get your credit history in shape by doing the following:- Do the obvious thing: Pay all your bills on time and pay no less than the min... More..
Politics, News & Issues > Government & Policies Should the federal government bail out homeowners facing foreclosure?: 1 of 15
Most of the foreclosures that have sunk the housing and banking markets were the product of badly written loans whose backdated term increases ballooned on homeowners as the market's boom cycle expired and left them holding the bag. No matter where you pin the blame, on the homeowners or the underwriters, the banking and mort... More..
Education > Alternative Education (Other) Educating oneself on any subject: 1 of 12
Learning does not require presence in an institution or even an instructor. In fact, smart people continue learning on their own well after their school years end, regardless of the level of education. We learn far more from our real life experiences than we'll learn from school, and you can learn how to do anything provided ... More..
Jobs & Careers > Health & Sciences Jobs How to become a meteorologist: 1 of 11
Being a Meteorologist isn't just about being the weatherman on your 11 o'clock news. Meteorologists research weather phenomena, air pollution and attempt to forecast the weather. The information and predictions you get from the weatherman was previously researched and determined by professional Meteorologists.Like becoming a ... More..
Personal Finance > Personal Loans When is a personal loan a good idea?: 1 of 10
Lost amidst of sea of credit cards is another financing option: the old fashioned personal loan. You go to the bank, ask for $X amount to pay for Y, and the bank gives you that money with an interest rate and terms for repayment. It's not necessarily an easy option, as it requires a more formal application process than a cred... More..
Jobs & Careers > Stress & Time Management Finding that work-life balance: 4 of 38
Salaried 50-60 hour weeks and 12 hour days are more frequent in the office, cutting into our lives. Many of us work to facilitate the rest of our lives, but we're getting less and less time to live life. We also don't want to damage our careers by eschewing work and coming across as flaky. How do you succeed at work while mai... More..
Personal Finance > Smart Spending Gasoline prices: How to save money at the gas pumps: 2 of 19
No matter how high or low gas prices get, always look for ways to shop for gas and drive more efficiently. You can save a few bucks per trip over the long haul through the follow guidelines:- Don't shop around for the best gas prices. That's right: I said don't shop around. The farther out of the way you go to get the lowest ... More..
Politics, News & Issues > Economic News Financial crisis: There's plenty of blame to go around: 8 of 56
There's plenty of blame to go around for our current economic crisis. More Americans are responsible for it than you would think:- The Savings & Loan Industry: They forgot their purpose and suddenly focused on turning the biggest profit possible in the now. Their lobbying interests helped deregulate the Savings & Loan... More..
Parenting & Pregnancy > Children's Activities (Other) Should preschool children be in talent contests and beauty pageants?: 2 of 14
One byproduct of the murder of JonBenet Ramsey was that her death exposed the seedy world of child beauty pageants. Kids as young as 4-5 years of age are made to don makeup and dress in flashy wardrobes to perform on stage in competitive pageants.I don't remember much of my age 4-5 accomplishments, which in itself says a lot.... More..