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About me - Andrew Porter

I live in the U.K. but have worked and travelled all over the world. I am a semi-professional wildlife and travel photographer (i.e. I sold a couple of photos once), semi-retired consultant physicist (i.e. unemployed bofin) with a keen interest in finance

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Personal Finance > Budgets & Saving Understanding the changes to tax-free ISA rules for 2008/09
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The rules for Individual Savings Accounts (ISAs) have changed this tax-year, so I thought it was time to review this valuable tax-avoidance scheme.ISAs are little more than an official tax-wrapper into which other investments may be hidden from the tax-man. Each tax year every adult has an allowance of 7,200, increased from 7... More..

Travel > North & South America Travel experiences: Rio De Janeiro, Brazil
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I went on a two-week vacation to Brazil, starting in Rio de Janeiro. The main reason for the trip was to explore the Amazon, but we had to start somewhere. Rio is often marketed as the most beautiful city in the world, but has a reputation for being dangerous and crime-ridden, so I wasn't expecting too much, but it turned out... More..

Travel > Africa & Middle East Travel experiences: Namibia, Africa
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Namibia is one of the few countries in Africa that can claim that the animals are more dangerous than the people. In all of Africa it is probably true to say that the mosquito is the most dangerous animal, but in Namibia it is the hippopotamus that comes in second instead of man. Namibia has a very small population of less th... More..

Travel > North & South America Travel experiences: Cuba
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Cuba is a fascinating place to visit because it is almost frozen in time due to the difficult political situation over the last few decades. It is relatively easy to visit from most of the world, with the obvious exception of citizens of the USA for whom there have been major restrictions. The famous sights of huge 1950s Amer... More..

Travel > Asia Travel experiences: Bangkok, Thailand
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Bangkok is a large city with a fascinating history, which retains much of its beautiful architecture, making it one of the most important destinations on any keen traveler's lifetime itinerary. The name Bangkok was used from the eighteenth century and is still the official English name for the capital city of Thailand, but it... More..

Travel > Africa & Middle East Travel experiences: On safari in the wilds of Botswana
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The Okavango Delta in Botswana is the world's largest inland delta and has no outlet to the sea, so there is seasonal flooding of the Kalahari Desert, forming shallow lakes and islands that change constantly. It is a magical place to stay and watch wildlife. The Chobe National Park, also in Botswana provides a more classic sa... More..

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