Articles written by Benjamin James

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About me - Benjamin James

Thank you for your interest in learning a little bit of background information about me. I am a college graduate with a Bachelor of Business Administration degree. The focus of my college studies were in investments and personal finance. I remain passionate

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Personal Finance > Smart Spending How to save money when renting an apartment: 1 of 17

Many people find themselves in a position where it is more feasible for them to rent rather than to purchase a home. Renting is a good option for those who are on a tight budget, those who are uncommitted to a particular location, and for those who want to avoid the costs and time required in maintaining a house. If you are ...
Health & Fitness > Health Care As the nation debates health care reform, whose voice is being heard the most: Citizens, politicians or special interests?: 6 of 31

Health care reform has been a dominate story in the news over the last year. As the debate on health care reform nears an end, The President, Speaker of the House, and Senate Majority Leader have been pressuring other democrats to pass the health reform bill. My question is who do President Obama, Nancy Pelosi, and Harry Rei...
Politics, News & Issues > Party Politics & Ideology Is America's two party system working well for our republic?: 7 of 20

Although a "two party system" has been prevalent in American politics for much of our history, I will argue that it has also been one of our greatest weaknesses as a republic. Why limit ourselves to just two candidates when we want the “best man” to win? If you were a hiring manager for a company, would yo...
Jobs & Careers > Office Politics How to tell if you're a flaky employee: 5 of 14

Who would want to admit to being a flaky employee? Flaky employees are eventually found out, are passed up for promotions, and are the subject of water cooler conversations. Determining whether or not you are a flaky employee is the easy part. However, changing is going to take effort and commitment. To determine if you are ...
Personal Finance > Personal Finance (Other) How to survive (even thrive) in difficult economic times: 21 of 51

The headlines are abundant with news about job cuts, soaring energy and food prices, and failing financial institutions. For many of us though, the headlines serve only as a reminder of the depressed economy. Despite the dismal headlines and the shrinking value of your dollar, you have the ability to do well in this economy....
Personal Finance > Credit Cards Protecting yourself from credit card fraud: 3 of 7

Criminals search through trash, tamper with ATM machines, and use the telephone and e-mail to attempt to gain access to consumers credit card information. Credit card fraud leaves the victim both emotionally and financially burdened. By diligently keeping your confidential information secure, you can greatly reduce your chan...
Business > Finance & Insurance Saving: The key to wealth: 15 of 18

When I worked as a bank teller straight out of college, I was often surprised by the large amounts of money that certain customers had in their accounts. I was surprised because judging by my observations, like the way they were dressed or their occupation, I assumed that they were living pay check to pay check. But they wer...