About me - Mary Norman

Mary Norman's lifelong passion for the written word was made apparent on her 5th birthday when she burst into tears at the breakfast table. Her abject disappointment in not being able to read the newspaper (she was 5 now) became a beloved family fable and

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Society & Lifestyle > Personal Morals & Values How choices can make us better people

I have a good life. It's not perfect, but it's pleasant, calm, laid-back. This is how I like it. It wasn't always this way and it isn't because I am just "lucky"; it's because I choose to live my life this way. I believe in the Value of People, the Value of Love- not the mushy stuff that is limited to romance; but the love o...

Personal Finance > Mortgages & Home Loans How many different types of mortgages are available to you?

One of a home buyer's greatest strengths is the knowledge of the loan programs available when financing real estate. It is critical to understand how each program's actual characteristics affect the ability to qualify, frequency of payment changes, down payment/equity requirements, and the buyer's intent regarding the length...

Creative Writing > Memoirs Memoirs: Divorce

Oh, that illuminating question- Marital Status. New patient forms, employment applications, insurance documentation- the question seems to be everywhere. Sure, it makes sense for employers, doctors, and insurance companies to know whether you have a spouse out there somewhere; but why on earth does it matter that I was once ...

Style & Beauty > Makeup A natural makeover: What is really inside your makeup bag?

Have you ever wonder exactly how something painted or brushed on your face can actually stay in place for up to 12 hours as advertisers claim? What exactly is in that ruby red lipstick that stays on through that cookie you had for a snack, not to mention the cheeseburger- err.. I mean, salad you had for lunch? Cosmetics and ...

Business > Staffing Issues Ways to lead an interview with success in limited time

Top 9 Strategies for Conducting Effective Executive Interviews In today's mad-cap corporate jungle, there is an unprecedented amount of competition in selecting and hiring the best candidate at all management levels. We all know that hiring the right person for the job is imperative to a company's success, but the task of ev...

Personal Finance > Personal Loans What lenders look for in loan applicants

While there is not a single formula to follow, lenders have specific guidelines for granting loans. It is a complicated evaluation of the property/collateral used as security for the loan as well as the borrower's ability and willingness to repay the loan. Borrower's Ability to Repay The lender must determine how much income...

Jobs & Careers > Resumes & Cover Letters Tips for excellent resumes and cover letters for banking jobs

Looking for a job in the banking industry? Need a dynamic, eye-catching resume package? These proven tips can help you obtain the position you want- whether you are a recent graduate looking to break into the industry or an executive looking to move up in the next phase of your career. When creating a resume package, one mus...


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