About me - Jo Ann Brown

I wasn't born with a silver spoon in my mouth. Before going to college, my brother in law told me that you do not have to take 4 years to graduate. He explained that you were only required to complete 120+ credit hours for a bachelors degree. At that time,

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Travel > Travel Planning & Advice Tips for planning a cross-country baseball park adventure

Last Christmas I promised my two boys, who are baseball fanatics, a June cross-country adventure to visit some of the greatest and oldest ballparks. At the time, I didn't realize gas would be over $4 a gallon. Since the trip was already promised, I knew going was not an option. Because I started planning 6 months ahead, I wa...

Travel > Caribbean & Atlantic Destinations Outdoor activities and things to do in the Dominican Republic

Caberete Dominican Republic is a famous windsurfing village. It's the home to the Caribbean, Pablito Guzman's Classic Windsurf Competition. The Azzuro Club Cabarete Hotel, right on the golden beach of Cabarete Bay, houses the kite-surfing and wind-surfing world competitions annually in July. Star ratings assigned to the hote...

Personal Finance > Mutual Funds What you need to know before you buy mutual funds

People purchase mutual funds for long term growth. The selling price determines how much money will be made on any investment. Buying a mutual fund at its highest price is not good money management. People need to know they are buying a mutual fund at a low price before they finalize the buy order. There are 5 things you nee...


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