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About me - Art West

I am a married middle aged male.

Many years ago when I was in High School, I always seemed to do well when there were assignments to write short stories. I enjoyed being on the yearbook staff my senior year. The yearbook staff got to do one issue of the school

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Personal Finance > Smart Spending How to live on minimum wage
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Many people today want to know how to live on minimum wage. The reason for this is because, due to the economy, many businesses are closing or moving to another country. People who were making $12-$15 per hour now have to settle for making minimum wage. There are two keys to living on minimum wage. First is to budget. You mu... More..

Politics, News & Issues > Party Politics & Ideology Is the Republican Party broken?Smallicon
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In the 2008 Presidential election the Democrats selected Barack Obama who is more like a Socialist than a Democrat. The Republicans selected John McCain who is more like a Democrat than a Republican. Why were these men chosen? The Democrat party has drifted farther and farther to the left. They are now to the point where the... More..

Personal Finance > Retirement When to start preparing for retirement
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The best time to start preparing for retirement is NOW! The sooner you can begin, the better it will be. Here is an example. If you begin investing for retirement at age 20 and invest $2,000 per year until age 60, you can become a millionaire! Here are the numbers. If you invest $2,000 per year in an IRA or 401k that average... More..

Personal Finance > Retirement How to retire successfully
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The key to retiring successfully is being debt free. This means that you no longer have any credit card debts, car leases or loans including your mortgage. Just think for a minute, if you have a $700 per month house payment and pay that off then that will mean $700 less per month that you will need in retirement. Now you are... More..

Personal Finance > Retirement The best towns for retirement in the US
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While I am a few years away from retirement I still enjoy looking at potential places live when we retire. There are several things to consider when you are looking at relocating after retirement. You need to consider the price of homes, the climate, what kind of taxes do they have and how much, the crime rate, health care a... More..

Entertainment > Album Reviews Album reviews: Sgt. Pepper's Lonely Hearts Club Band, by The Beatles
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"It was 20 years ago today, Sargent Pepper taught the band to play". It has been over 40 years since The Beatles sang those lyrics on their famous Sgt. Pepper's Lonely Hearts Club Band album. The Beatles had stopped touring in August of 1966 with no intentions of ever touring again. What were they going to do? The Beatles ha... More..

Sports & Recreation > College Basketball How to make NCAA tournament bracket picks when you don't know a thing about college basketball
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For those who get in to their NCAA basketball tournament pool at work but don't know a thing about basketball, here are a few things you may want to know. The NCAA seeds each team. The top 4 teams in the country are seeded as the number 1 seed in each region. That could mean that an east coast team could be in the west. For ... More..

Religion & Spirituality > Bible Study Personal finance tips from the Bible
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Proverbs 22:7 says "The rich rules over the poor, and the borrower becomes the lender's slave." Proverbs 22:26-27 says "Do not be a man who strikes hands in pledge or puts up security for debts; if you lack the means to pay, your very bed will be snatched from under you." Ecclesiastes 5:5 says "It is better that you should n... More..

Personal Finance > Retirement Why you should retire
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There are four basic things that you need to consider when deciding when to retire. Are you physically, mentally, emotionally and financially ready to retire? There are many jobs that are a physical strain on your body. Construction jobs, carpet laying, roofing, delivery driving (soft drinks and beer) and many other jobs. It... More..

Sports & Recreation > NASCAR The most popular NASCAR drivers
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In the 1930's and 1940's Moonshiners became popular in the southeast. Guys would drive their cars through the mountains being chased by police. Little did they know that was the beginning of one of the most popular forms of auto racing in the world today. The National Association of Stock Car Auto Racing (NASCAR) began in 19... More..

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