I am a married middle aged male.
Many years ago when I was in High School, I always seemed to do well when there were assignments to write short stories. I enjoyed being on the yearbook staff my senior year. The yearbook staff got to do one issue of the school
+ more bio informationThe days are getting shorter and colder which means winter is on the way. Along with winter come the Thanksgiving dinners and all of the parties for Christmas and New Year's.How can someone stay on a diet or keep from gaining weight during the holidays? Due to the weather it is tough to get outside and exercise. You also have... More..
Rush Limbaugh is the voice of conservatism. The main stream media has proclaim he is the leader of the republican Party. My question is if Rush is the leader of the Republican Party, why was John McCain the 2008 Presidential candidate? Rush Limbaugh speaks the truth and many conservative agree with him, unfortunately many in... More..
There are only two things that everyone does, die and pay taxes. Is that really true?The Democrats have successfully created class envy in the United States. They say the rich get all of the tax breaks. The first question that comes to my mind when I hear this is "what is considered rich?" For some people if you are making $5... More..
When John Havlicek was a kid, all of his friends had bicycles. Havlicek's family was so poor that he could not afford a bicycle. The only way he could hang out with his friends was to run when they rode their bikes. This actually became a blessing in disguise for Havlicek because he built up an incredible amount of stamina. H... More..
When I was 20 I wanted to be retired by the time I was 40. When I was 30 my goal was to be able to retire by the time I was 50. When I was 35 my goal was to be retired by age 57. I could have easily retired by the time I was in my 50's if I had started seriously saving when I was 20, 30 or even 35. Unfortunately I didn't begi... More..
IRA's, 401k's, 403b's, 529 plans, Mutual Funds, Stocks, Bonds, Annuities, Insurance. There are so many terms and numbers in personal finance that it can make your head spin. Is there somewhere that you can turn to find simple explanations for all of these terms and where you can learn about personal finance? The answer is yes... More..
Voting is a right, not a privilege. It is important to take your vote seriously and analyze each candidate.There are some people that will vote a straight ticket no matter who is running. My father-in-law for instance, he will vote Democrat no matter who is running. My wife told me a story that happened a few years ago before... More..
It is NEVER wise to borrow from your 401k unless it is to keep you from getting your house foreclosed on.Why is it so unwise? 1) You are losing the interest that the money in your 401k would be earning if it were still in your account. You can easily average 10-12% interest in any decent 401k. You are paying yourself back at ... More..
The most important way to find a good man is to be yourself. Having said that, we must now establish what a good man is. I am going to assume for this article that a good man is someone who is dependable, loyal, financially secure, emotionally secure and will treat you with respect.Now let's look at some ideas of how to attra... More..
Many Americans (including myself) dream of retiring early and moving to a warmer climate. Dreaming is fine but you also have to take action. Social Security will not provide enough to live comfortably in retirement. In fact, knowing how our government runs things, it is very possible that Social Security will not be around... More..
Art West
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