I founded LendEthics to help consumers' combat unethical lenders. LendEthics is also helping the educated and certified mortgage professional by driving business to them.

I have been in the mortgage industry for nearly 6 years and for the past year have been working on a way to make it better for all. The reason I created LendEthics was to give the public the "real deal" when it comes to the Mortgage Industry. I know there are hundred of thousands of people that say they "do loans", but the truth is a very small percentage of them are true professionals. LendEthics will give the public direct access to the trusted and ethical loan professional. We are bringing ethics back into lending.

My passion is ...

being a great husband and father.

I know too much about ...

Still learning everyday.

My parents always told me ...

Go for it!

My childhood ambition ...

become a fire fighter. Atleast I am helping people in other ways.

My favorite memory ...

My children being born

Why I write ...

to share information

What I am reading/watching/listening to ...

books on business and parenting

My first job ...

video store

My best moment ...

becoming a dad

My inspiration ...

my family.

Personal Finance > Financial Planning The effect of debt on long-term goals

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Mortgage Debt as a Long Term Plan

It is important that you work with a debt manager and an asset manager. There are great articles written by asset managers aka Financial Advisor. A debt manager is a Mortgage Professional that understands they are not there just to do loans that pay them the biggest commission; they are there to help you make the best mortgage decision you can make.

This is why I am writing about mortgages in this "debt and long-term goal" section. A mortgage is the largest and longest debt you will ever have. If you manage your mortgage in a similar way of manag...

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