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Personal Finance > Banking Basics Bank fees: Are they fair and reasonable?

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No one wants to hear this from a banker's perspective, but a banker is also a customer like anyone else, subject to the same rights, rules and restrictions of our financial institution. I have never had an overdraft fee waived or had to wait less time to receive my checks or debit card than the customers I service every day.

The easiest way to avoid bank fees is the most obvious: keep careful track of every penny coming in and going out of your account, and DO NOT spend against the future! You may have a direct deposit going in every other Friday, so you write a check on Tuesday, depen...

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