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About me - Grace Mirchandani

Grace is an eclectic woman who strives to fill every moment with a worthwhile activity. She enjoys writing and has been published several times in her local newspaper "The Finger Lakes Times." Her passion lies in the creative writing field and Grace is currently

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Parenting & Pregnancy > Childbirth & Labor Why giving birth is a labor of love
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You see it all the time on Television. The perfect women with the perfect makeup and hair, grunting with clenched teeth, tightly holding the nurse's hand as a trickle of glistening sweat runs down her brow...a few pushes...a scream...and then BAM!...A beautiful baby! If only it was as glamorous as that. The reality of childbi... More..

Personal Finance > Budgets & Saving Basic family budget tips
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Are you looking for a plan to help you manage your personal finances? Then look no further.Just about everyone knows how to budget their personal finances. The hard part is sticking to your budget once it has been created. Here is a fool-proof method of organization that will help you to start implementing your household budg... More..

Creative Writing > Reflections Reflections: Memories
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It was cold. I was wet from my knees to my toes. I was an awkward four-year-old girl trying desperately to keep pace with my older brother Josh, who at eight was stronger and tougher than any other kid I had ever known. The woods behind our upstate New York home seemed enormous and foreboding to me.The pine tree jungle had be... More..

Health & Fitness > Anxiety & Panic Disorders The problem of anxiety disorders and their challenges
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I was just a kid playing volleyball in my friend's back yard.It was a crisp fall day, the kind of day that makes you want to stay outside. You know, not too hot but not chilly at all. Just perfect. I had just finished my first week of the eighth grade. I was ready to serve the ball as the phone inside the house rang sending m... More..

Personal Finance > Mortgages & Home Loans Guide to mortgage loans
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The Federal Housing Administration or FHA, allows lenders to offer their consumers a streamline refinance option. The 203(K) program is the FHA streamline loan option. The term "streamline" refers to the fact that less is involved in the loan process. It means that the lender will have less documentation and minimal underwrit... More..

Health & Fitness > Depression Lighten up: Foods that fight depression
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Oh, Bliss! That steaming bowl of delicious oatmeal is beckoning you. Go ahead and pile on a handful of those plump and juicy blueberries. Pour on a stream of creamy whole milk. Sit down and enjoy the flavors and aromas this delectable breakfast has to offer you. This breakfast just might do more than satisfy a hunger or cravi... More..

Personal Finance > Managing Credit Bad credit: Now what?
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You have bad credit. So what, right? A lot of people have bad credit. What's the big deal anyway? If you don't think that having bad credit will effect your life than you are WRONG!Bad credit can affect your life in many ways. You get around a dozen collection phone calls a week. You are stressed and overwhelmed at how quickl... More..

Food & Drink > Poultry Recipes Recipes: Indian chicken curry
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3 Step, 30 Minute Indian Coconut Chicken Curry that anymone can makeMost people really enjoy the exotic flavors of Indian cuisine but are too intimidated by the complex recipes to try to make them at home. This recipe is both delicious and easy! This 3 step, south Indian, coconut chicken curry recipe is perfect for those who ... More..

Travel > North & South America History and experience of the Inti Raymi festival
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I will never forget the time I spent in Peru. I arrived in Cusco just a couple of days before the start of the Inti Raymi Festival. Inti Raymi means "Festival of the Sun" and takes place during Peru's Winter Solstice. My first few days in the city were wonderful. I walked the colorful streets and felt as though I was in a dr... More..

Business > Marketing Telemarketing and the 'Do Not Call' Registry
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Are you ansewering your phone and saying "no thank you" or "I am not interested?" Are telemarketers driving you bonkers? If you are sick of receiving unsolicited sales calls then all you have to do is register on the national "Do Not Call Registry" (DNC).Telemarketers are not allowed to call you after you have signed up for t... More..

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