: About Me

I have always loved writing. While my professional work has focused on business - from banking to administrative to self-employment - I'm putting my knowledge to work at Helium. My first love, writing, is now my profession as well.

I write extensively in business areas where I have direct professional experience: mortgage brokering, buying and refinancing homes, reducing debt, improving credit scores, and home improvement. I've also written marketing assignments along with video scripts. My research skills enable me to write effectively on countless topics.

On a more personal note, I'm married, the mother of 3 teens, and a Las Vegas native. In addition to informative material, I have a penchant for writing memoirs, reflections, and fiction. I enjoy decorating, reading, cooking, camping, and good movies.

They say to write what you know. I've experienced the birth of 3 children, a painful divorce, the death of my father, the re-birth of my mother, a second marriage, having money and not having it, and teaching teens to drive - yes that counts as a life-changing event.

I believe any experience is worth learning from and writing about. And I believe it's okay to end a sentence with a preposition and start a sentence with and or or.

My passion is ...

my family and writing

I know too much about ...

not enough

My parents always told me ...

put others first

My childhood ambition ...

to be an artist

My favorite memory ...

on the beach in Kauai with my husband

Why I write ...

to express myself

What I am reading/watching/listening to ...

Anything For Billy by Larry McMurtrey

My first job ...

Sales clerk at the mall

My best moment ...

When each of my 3 kids were born

My inspiration ...

little things that happen everyday

Personal Finance > Mortgages & Home Loans New underwriting guidelines for getting a mortgage today

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If there were a prize for the industry deemed "most changed" it would have to be awarded to the mortgage industry. Guidelines for mortgage qualifying have changed frequently for the last few years. If you are in the market to buy a home now, you should be aware of the underwriting guideline changes that will affect your ability to qualify for a home loan. FICO Score - FHA underwriters used to be able to approve borrowers despite low FICO scores, especially when the low score was caused by a life changing event such as a death in the family or divorce. Now, however, most FHA lenders will no...

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Writing:

• Creative Writing Bronze
• Marketplace Approved Writer