Articles written by Stanley Wong

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About me - Stanley Wong

Stanley is a CFP and a MBA graduate from IMC Association, UK. Most of his career, he practiced financial management and business administration with the small and medium sized enterprises. He had lectured on the subjects of finance and management at private

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Personal Finance > Life Insurance Beginner's guide to life insurance: 4 of 11

Paying insurance premiums often feels similar to washing money down the drain, until you need to collect on the policy. Then you are really glad you had the foresight to get the insurance. It is time to face the fact that nobody gets out of this game alive. At some point in your life, you die. You won't care much what happen...
Personal Finance > Budgets & Saving Budgeting 101: Setting up your budget: 16 of 24

Although your checkbook will give you a fairly complete record of your expenses, it does not serve the purpose of planning for spending. A budget requires that you outline how you will spend available income. Various types of budgeting systems exist, from informal procedures to computerized spending plans. Financial advisers...
Personal Finance > Managing Debt How to manage your debt: 27 of 33

A sudden illness or the loss of your job may make it impossible for you to pay your bills on time. If you find you cannot make your payments, contact your creditors at once and try to work out a modified payment plan with them. If you have paid your bills promptly in the past, they may be willing to work with. Do not wait un...