: About Me

Stanley is a CFP and a MBA graduate from IMC Association, UK. Most of his career, he practiced financial management and business administration with the small and medium sized enterprises. He had lectured on the subjects of finance and management at private colleges. He is a practitioner in personal financial planning and a mutual fund consultant.

I welcome any inquiry, idea, and feedback put forward to me. Please contact me at stanwkc@gmail.com or visit me at mylinks WEALTH ADVISOR (http://stanwkc.blogspot.com) for more interesting articles on wealth management.

Personal Finance > Managing Debt How to manage your debt

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A sudden illness or the loss of your job may make it impossible for you to pay your bills on time. If you find you cannot make your payments, contact your creditors at once and try to work out a modified payment plan with them. If you have paid your bills promptly in the past, they may be willing to work with. Do not wait until your account is turned over to a debt collector. At that point, the creditor has given up on you. Referring to over indebtedness as the number two family financial problems, the following listed as the most frequent reasons for indebtedness: 1. Emotional problems, s...

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