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About me - Gail Kerry

My only qualification for writing is that I consistently think "outside the box" and I am passionate about issues. Although a better than average student, my grammar was never perfect and I am not a writer by profession (which will soon become obvious to most

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Politics, News & Issues > Natural Disasters Reflections: What we've learned (and not learned) from Hurricane Katrina
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The citizens of New Orleans and those living in other high risk areas learned a hard lesson after Hurricane Katrina. While many of them blamed the government, FEMA and even the American Red Cross for their demise, hopefully they also learned not to be complacent themselves. If one chooses to live in and around flood prone coa... More..

Personal Finance > Managing Debt Is the system of credit ratings fair?Smallicon

Our present credit rating system is in need of a complete overhaul, not a minor repair. Presently, lenders are able to supply erroneous information to credit bureaus practically overnight without providing notice to the credit holder. No documentation or supporting evidence is required or supplied with the negative credit inf... More..

Politics, News & Issues > US Economy Will the $700 billion bailout prevent a recession?Smallicon
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The $700 Billion bailout will not prevent a recession and it is likely that the original sum of money requested will only be the tip of the iceberg. Here's the bottom line. The Fed plans to avert an economic disaster by spending $700 Billion of our money to help huge bank and insurance conglomerates which never should have be... More..

Celebrations & Holidays > Christmas Trim a Christmas tree: Bring back memories and holiday magic
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I would like to relate a story about my first Christmas together "alone" with my two sons after the departure of a non-supporting spouse. The three of us were in our "first home" and I was very, very thankful that we were finally able to afford a small apartment after reverting back to living with my parents for what seemed l... More..

Style & Beauty > Jewelry When a diamond isn't forever: What to do with a wedding ring after a divorce
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It is unfortunate that most diamonds have little resale value. I uncovered this fact almost twenty years ago when I attempted to sell my own diamond ring which had been purchased for more than two thousand dollars. I was shocked to find that the most I could sell it for was less than five percent of its appraised value. Diamo... More..

Creative Writing > Short Stories Short stories: The waiter

Emile awoke with a smile. He gazed up at the ceiling, looking for something familiar to remind him that he was not dreaming. Even the long crack between the fan/light fixture and the crown molding seemed to make him happy this morning. Indeed, everything was pleasant on this very special day.He still couldn't believe that the... More..

Travel > Travel Planning & Advice How to find great travel eats around the world
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There are three distinct strategies for finding great food while travelling. The first method is the haphazard (or sheer luck) approach and is the highly preferred route for impetuous travelers. You simply walk out of your hotel after arriving in a new city until you stumble onto a place that looks appealing. If you are an ad... More..

Education > College Search Which is a better first step into college: Community colleges or regular universities?Smallicon
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Community colleges do a far better job of teaching subject matter than universities and are therefore a much better choice for college freshmen. Professors in community colleges are hired and evaluated based on their teaching ability, unlike university professors. Universities have long had objectives beyond teaching. At one ... More..

Politics, News & Issues > Political Issues Should US leaders approve the Credit Card Holders Bill of Rights?Smallicon
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Not only should US leaders approve the Credit Card Bill of Rights, the American people should take note and hold their political representatives accountable with regard to their vote on this issue. There is no reason a representative should oppose this bill unless they have been "bought out" by one of the American Banking Ass... More..

Food & Drink > Tea Tea and weight loss: Fact or fiction?Smallicon
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Drinking iced tea not only takes the weight off, it's easy on the pocketbook. Whenever I start gaining weight, I always switch from sodas to iced tea and the weight comes right off. One of the reasons this works for me is that sodas (any brand) are about 160 calories per container (16 oz.) Diet sodas are not an option because... More..

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