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About me - Bob Schmidt

I am a man who wears many hats, which is a good thing. It keeps the reflection from my hairless pate from blinding those who meet me. Among those hats that I have worn, being the Steward for the Business Channel on Helium.com was one of my favorites. I am

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Personal Finance > Managing Debt Warning signs of bankruptcy
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The warning signs of bankruptcy are unmistakable. They include stacks of unpaid bills, late notices, and telephone collection calls. Usually, they are accompanied by a feeling of desperation as reality begins to sink in. You are drowning in debt, and there is no life raft in sight that can save you. If this describes your fin... More..

Jobs & Careers > Professionalism Finding happiness at work
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Happiness in the workplace can be elusive, but changing your own attitude can help those who wish that they liked their jobs better. Unfortunately, most unhappy workers reinforce their unhappiness by starting every day with negative thoughts about the workday before it even begins. Anyone can brighten their outlook for the on... More..

Celebrations & Holidays > Unique Gifts Gift ideas for sports fans
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A gift idea for a sports fan can be a real dilemma, unless you know them very well. Most avid sports fans already own most team souvenir items, such as jerseys, caps, etc. But, very few have true vintage memorabilia. All fans of baseball would love an autographed Babe Ruth baseball, but forget it! Who could afford it? Howeve... More..

Politics, News & Issues > International Politics (Other) A secret society that rules the world
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The largest "secret" society ruling the world is populated by those who have great financial riches, which equates to power. This power includes the ability to sway public opinion through the media, purchased politicians, and minions who worship at their feet hoping to feed upon the crumbs that fall from their overly abundan... More..

Politics, News & Issues > Sports Archives MLB Predictions: How Roger Clemens will perform in the 2007 baseball season
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Undoubtedly, Roger Clemens will perform at a high level as he gets started in his abbreviated baseball season in 2007 with the New York Yankees. His dedication to conditioning, and experience level will serve him well as he un-retires for one more year. As the consummate professional athlete, he will perform as always, but w... More..

Society & Lifestyle > Ethnicity & Gender (Other) Ways we betray our hidden prejudices
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Hidden prejudices can surface at the most inopportune moments, just ask Michael Richards of Seinfeld fame. The stress of a failing comedy routine contributed to his outburst that betrayed his hidden prejudices. He may have been more shocked than anyone else about the feelings that he harbored. Don Imus suffered a similar disp... More..

Business > Sales Overcoming objection to price
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Overcoming the objection to price is often the key to success in selling any product. A good salesman welcomes this opportunity to overcome the final obstacle towards finalizing the sale. When a customer is reaching the moment of truth, the final decision, discussing price is usually the signal. Shopping is over, we are now ... More..

Politics, News & Issues > Politics, News & Issues (Other) Unforgettable and unforgivable nation leaders
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The good, the bad, and the ugly national leaders who jump into my mind reflect their heroism, and their infamy.Sir Winston Churchill and Franklin Roosevelt come to mind as unforgettable leaders. Their leadership and speeches during World War II inspired the free world towards victory over the most infamous of them all, Adolf ... More..

Society & Lifestyle > Racism Assessing ethnic issues in today's America
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In the 200+ year history of the United States, an interesting mix of ethnicities has resulted. Cultures have intermingled to create the fabric of today's America. There have been problems, but American citizens today enjoy a richness of cultural variety unique in our nation's history. To state the obvious, there have been pr... More..

Jobs & Careers > Getting Ahead Your best excuses for missing work
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The best excuses for missing work may not match the reality of why you need a day off. For that reason, some of the following excuses may work better than the truth. Even the most difficult boss or supervisor would find it difficult to reject these proven explanations as to why your illness cannot be ignored. Upset stomach: V... More..

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