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About me - Kaarina St. John

My love of writing began in childhood when I would write short stories and the beginnings of novels, trying to emulate my favorite mystery writers. A dream of mine has been to write a complete novel, as it is something that I have yet to accomplish.

In my

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Personal Finance > Smart Spending How to save money on food
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Saving Money on Food ExpensesIn these difficult times, everyone is searching for ways to save money. One large area of expenditure for families is the grocery store. With a little planning ahead, a lot of money can be saved in this area.The first step is understanding that your food expenses include not only what you spend at... More..

Pets & Animals > Animal Rescue & Adoption Benefits of adopting from a humane society or shelter
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When many people decide to add a four-legged best friend to their family, often the local pet shop is the first place they look. It is unfortunate that more people do not consider looking at their local animal shelter first. There are many wonderful dogs without homes just looking for the right family. There are a lot of myth... More..

Entertainment > Music Education Learning guitar
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Learn to Play the GuitarSo you are interested in learning to play the guitar? Great! Learning to play the guitar or any other instrument, although challenging and a lot of work, can be a very rewarding and positive experience. Below are some tips to get you pointed in the right direction when first starting out with the guita... More..

Arts & Humanities > Internet Writing & Blogging Dangers of blogging
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Dangers of bloggingBlogging can be an instant advertising venue for your services and products. It can be a free sample to bring in customers to buy books and newsletters. It can even be a soap box which draws enough readers to enable advertisers to pay you for space on your blog. Blogging is still a relatively new phenomenon... More..

Relationships & Family > Divorce Psychology Making the decision about divorce
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Divorce Decision-MakingShould you get a divorce? Why people should get divorced is as varied as why they should get married. What reasons would you have for getting divorced? Common reasons include:1. Infidelity: sexual, financial, emotional2. Lack of trust: addiction, adultery, secrets3. Neglect: never present, never home, o... More..

Health & Fitness > Healthy Living & Wellness Ways to get a better night's sleep
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How to Get a Good Night's SleepWhen insomnia strikes, the days can seem endless and the nights twice as long. Although some people suffer from insomnia on an occasional basis, others will battle the sleep disorder for much of their adult lives. If you are a person who has trouble falling asleep or staying asleep, know that th... More..

Arts & Humanities > Colonial & Early American History Salem Witch Trials
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Between February of 1692 and March of 1693, over 150 people were arrested for practicing witchcraft in Salem, Massachusetts. What started as a forbidden fortune telling session between a slave and two local girls turned into a full scale hunt for any and all witches. While the events were viewed as sensational even at the tim... More..

Personal Finance > Smart Spending Avoiding impulse spending
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How to Avoid Impulse SpendingDuring times of economic uncertainty, even those of us with a little extra cash to spare need to be careful about overspending on frivolous items. When every paycheck counts, there isn't room to allow your emotions to rule your purchases. Being conscious of your spending is sometimes easier said t... More..

Personal Finance > Smart Spending Save on groceries
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Even in a tight economy, we must all still eat. Although coupons are generally a popular method of saving money on groceries, you should not stop there in your quest to save on food. Below are some ideas about how to save when you stock your shelves. Have a List First, have a grocery list. And, have the discipline to stick to... More..

Personal Finance > Financial Planning Financial planning: Surviving a recession
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Ways to beat a recessionIn a tough economy everyone must make lifestyle changes. Only those who are smart about cutting back will survive a recession. It isn't just the middle class that needs to cut back either. Those who are used to a lifestyle complete with personal shoppers, personal chefs, and chauffeurs may need to lear... More..

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