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About me - JA Harned

I am currently a small business owner of a trucking company. I use to write back in college on several different subjects and decided to go back to writing.
Currently I am writing a book on peoples life experiences called Life Stories and I am also looking

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Computers & Technology > Home & Leisure Software Guide to personal finance management software
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I have done the bills since we were married over 20 years ago, been out of debt before all but the house, when I shattered my ankle and the house needed major repair, so we started all over again. We finally after several years got it all paid off for the ankle and now working on the house. I use to use a pad of paper, write... More..

Personal Finance > Mortgages & Home Loans How to reduce your mortgage interest: The advantages of bi-weekly payments
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Bi-weekly mortgage is a relatively new product to the industry, and some mortgage comes still don't offer them, the mortgages, have a lot of benefits, with in the long run paying less interest and paying off early, but they also have a down side, some mortgage companies charge fees to get one started, and pre payment penalty... More..

Creative Writing > Short Stories Short stories: True love
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I was just coming out of a serious 3 year relationship where we were engaged at the time of the breakup. Not long after the break up I met my first husband we were going out for about a month when we got engaged and was married the following June, he was different and I thought he was the one for me! So I Rushed into Marriag... More..

Personal Finance > Stock Market Beginner's guide to the stock market
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A lot of people have heard the saying you buy low and sell high, you can do this with your business, stock, buy in bulk and resell the item, but it mostly applies to Stocks. Some investors don't do their due diligence and do the research that is needed to buy stock. Some people do the research and still don't understand some... More..

Politics, News & Issues > Trash & Recycling How to compost
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I have been composting for a couple years and to say that I know all about it is an understatement, I am still learning myself. We have been composting our leaves in a pile by the side of our garage, it works so well that when we threw a pumpkin on there after thanksgiving, next spring we saw the vine growing and produced 4 ... More..

Politics, News & Issues > Politics, News & Issues (Other) Why a US flat tax is a good idea
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The US Government originally didn't have any laws for taxes, it wasn't until later that it was voted on and the Government made the people pay a tax. It is suppose to help fund the Gov't and the programs provided by the Government for the people, but it doesn't do the job that is one of the reasons we have a deficit year aft... More..

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