I live in small town America where people still wave while driving down the street and the store in town knows your name. Downtown offers shops where hobbies became a business and big city culture is a 30 minute drive. I love to write and with five grandkids,
+ more bio informationRegardless of our age and wisdom, some words, when presented together in life, leave us speechless. Over fifty and just laid off comes to mind. There are few things that can outdo the impact of that meaning. With the economy being assaulted from every angle, job stability tops the list in major consumer concerns. Old and you... More..
While everyone has heard horror stories of the real estate market, most are only aware of what they hear on the news. The truth is subprime lending itself was created for the more challenged borrower. Offering higher interest rates in return for a loan, the initial basis of the approval was loan to value/equity. With these g... More..
As someone who has spent over half their life working in the mortgage industry, it would seem pointing fingers in the blame of the current crisis would be an easy choice. It's not. In truth, every party involved has played a part in the spiraling decline and continued foreclosure market. My personal belief is to point the fi... More..
As financial headlines concerning the lending crisis have dominated the news over the past year, mixed feelings are prevalent regarding an opinion concerning a "Government Bail Out" for troubled homeowners. While society in general statistically rules for the underdog, in this case, we first have to decide who the underdog i... More..
While the election of a new president always brings to light those things Americans feel the need to change, the campaign alone demonstrates each candidate's focus on those factors. The difference in the recent election has brought a concentration of current issues America has not had to face for many years. The voice of Ame... More..
Job Stability in a Spiraling Economy As America faces the highest percentages of unemployment since the Great Depression, being a good or marketable employee is one of the most important factors in hanging on. Having spent over half a lifetime in the mortgage industry, it was a rude awakening when I found myself in the unemp... More..
ABOUT TOWN ROSENBERG, TX KEEPING UP WITH PROGRESS If you have ever traveled down Hwy 59 South towards Corpus, you had to pass by Rosenberg, Texas. Until recently, you probably did not even notice it was there. Forever longing to be a name that is promoted by Houstonians, its constant additions and expansion still make it har... More..
When the time has come to purchase a home, potential buyers may be introduced to several loan programs. One such program is a VA loan. Created for veterans and signed into law as part of the original GI Bill of Rights in 1944, VA financing offers excellent options including no down payment and assumability under certain term... More..
The term credit letter applies to different objectives depending on the status of the writer. With this in mind, there are three major types of credit letters. Those provided to a consumer, those from a consumer to a credit reporting agency and those from a consumer to a creditor (also known as credit explanation letters). W... More..
In an ever changing economy, credit reports have reached a forefront for ways to save money and/or obtain employment. While most are aware that a credit report is used as a tool to loan money or obtain a place to live, many may not be aware that numerous employers have began using credit reports in their hiring practice. For... More..
Donna Burt
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